Akash Topder
TF Premier
Is there a better debit card for cashbacks than Jupiter Debit card (powered by Federal Bank) as it gives 1% cashback on any 'qualified purchase' upto 150 rupees per month
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Best cashback Debit cards
- Thread starter Akash Topder
- Start date
Arth akolia
TF Buzz
I have axis liberty savings acc.
When does the 5% cashback on selected spends on weekend actually get credited?
When does the 5% cashback on selected spends on weekend actually get credited?
SiddharthR
TF Legend
I will be doing nearly a lakh+ purchase (complete online) from my debit card per month, so wanted the card which provides the best value in terms of cashback or reward.
Note:
1. No CC is available for payment so please mention the DCs which will provide the best cashback (unlimited).
Note:
1. No CC is available for payment so please mention the DCs which will provide the best cashback (unlimited).
1) The best option is to get a CC. Get a Magnus card. The 1 lakh spend aligns perfectly. Or if you can't get a Magnus fast get an Amazon Pay LTF. It is very easy. For everything you get at least a 1% cashback; sometimes 2% and sometimes 5%. Pay everything with the CC. Then get 2 HDFC Savings Max accounts. So you will get 2 HDFC Platinum cards LTF. Now you can pay 75000 worth of CC bills on each card using HDFC BillPay DC option
2) If you don't want to get a CC then try this DC. Caution: Personally I have not tested, though I have applied. But Karvanna who created the thread has tested it: https://www.technofino.in/community...card-benefits-best-debit-card-ever-seen.4476/
3) Another option is Axis Liberty: https://www.technofino.in/community/threads/axis-liberty-bank-account-suggestion.1504/
4) Please read this discussion: https://www.technofino.in/community/threads/best-cashback-debit-cards.2451/
2) If you don't want to get a CC then try this DC. Caution: Personally I have not tested, though I have applied. But Karvanna who created the thread has tested it: https://www.technofino.in/community...card-benefits-best-debit-card-ever-seen.4476/
3) Another option is Axis Liberty: https://www.technofino.in/community/threads/axis-liberty-bank-account-suggestion.1504/
4) Please read this discussion: https://www.technofino.in/community/threads/best-cashback-debit-cards.2451/
Last edited:
SiddharthR
TF Legend
Thanks a lot for writing!!!
1) Won't work as only debit card or UPI or Net Banking option available
2) AMC is too much
3)Best Option
4)Read that and saw 3) is best
SiddharthR
TF Legend
How to open the second account in HDFC, also will I have to maintain ₹25,000 in each account?
It depends on the type of customer that you are. For Classic & upwards, you don't need to maintain the MAB in the savings account as long as your maintain the FD cushion (5L for classic)
I've got Classic so for me, no MAB. Never tried it out though but I remember the RM telling me when I opened the first account. And it is mentioned here too
Check Classic Banking Fees & Charges applicable in India at HDFC Bank
Check out the fees you need to pay & the charges for maintaining Classic High Networth Banking at HDFC Bank. Be aware of maintenance charges to avoid unnecessary penalty.
| Charges on non Maintainence of minimum Balance in Savings Accounts | Nil |
Pay using HDFC BillPay. Make sure you choose debit card and not NetBanking. Uncheck any ticks for smartpay/auto pay and others
Then wait for 2 days for the points to get credited
Once you reach 250 points (make sure you do it while they are valid), create a redemption request. 2 days later you get it as a rupee credit in your savings account
sv004
TF Premier
Ohk thanks bro just now i checked i paid via netbanking. There was debit card in option but i didnt know. Thank u i wl be careful next time
sv004
TF Premier
Any idea how we can earn cashback on hdfc visa plat by paying hdfc cc bill
SiddharthR
TF Legend
I just wanted to know that how to open the second account?It depends on the type of customer that you are. For Classic & upwards, you don't need to maintain the MAB in the savings account as long as your maintain the FD cushion (5L for classic)
I've got Classic so for me, no MAB. Never tried it out though but I remember the RM telling me when I opened the first account. And it is mentioned here too
Check Classic Banking Fees & Charges applicable in India at HDFC Bank
Check out the fees you need to pay & the charges for maintaining Classic High Networth Banking at HDFC Bank. Be aware of maintenance charges to avoid unnecessary penalty.www.hdfcbank.com
Charges on non Maintainence of minimum Balance in Savings Accounts Nil
Went to the same branch where I had the 1st account and opened the 2nd one. It took just 5-10 minutes. Then about 2-3 follow-up phone calls till they figured what had to be done for the 2nd card to also appear in NB
SiddharthR
TF Legend
Do you need to maintain both accounts with AMB?
No, I'm a Classic customer with an FD cushion. So technically I don't need to maintain it in either. I keep the money in both though so never tested whether they will deduct. They shouldn't. But that is only for Classic & above who maintain the FD cushion
SavingsMax 25K MAB can be waived with 1 lakh FD itself, 5L is not necessary just FYI.It depends on the type of customer that you are. For Classic & upwards, you don't need to maintain the MAB in the savings account as long as your maintain the FD cushion (5L for classic)
I've got Classic so for me, no MAB. Never tried it out though but I remember the RM telling me when I opened the first account. And it is mentioned here too
Check Classic Banking Fees & Charges applicable in India at HDFC Bank
Check out the fees you need to pay & the charges for maintaining Classic High Networth Banking at HDFC Bank. Be aware of maintenance charges to avoid unnecessary penalty.
Charges on non Maintainence of minimum Balance in Savings Accounts Nil
Thank you. I had completely forgotten that it was 1L and thought it was 5L. I now remember I opted for the 5L for Classic, as I wanted to add family members, plus I wanted to remove some of the money I had in BOI (I thought it was going to be privatised soon) and distribute it in some private banks upto a limit of 5L per bank
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Chirag19
TF Buzz
With kotak pvr, for one single ticket (at box office) or 1 single f&b order only 1 voucher is usable?
So if the ticket is of 200rs, even if we have 2 voucher of 100rs, we still have to pay 100rs?
@Sagarreddy378
So if the ticket is of 200rs, even if we have 2 voucher of 100rs, we still have to pay 100rs?
@Sagarreddy378
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