Best credit card for a 3 month long Europe trip?

[anu_i]

Hi all,
I am a student at IIM Ahmedabad and I would be going on a 3 month long semester exchange to Europe starting in September. The expenses would be around 7-8lac Rs. I am looking for a credit card for this trip. There would be a lot of travel, stay bookings, etc. involved. The card ideally should be a mix of low forex markup and good rewards. Please help!

 

[BVCBVC is verified member.]

Do you have any cards in your portfolio or are you looking at the procurement of the new cards?

 

[anu_i]

I have SBI Aurum and Cashback, ICICI Coral, Sapphiro, Amazon pay, and Fi inifinite debit card.

 

[jetesh]

IDFC Wow credit card with zero forex makup fees.

 

[BVCBVC is verified member.]

- Try for IDFC Wow card either pre approved or FD Based and you get 0% Forex Markup fees.
- One card at 1% Forex Rate.
- RBL World Safari card with 0% Forex markup (And you get Health Insurance on travel Additional).

 

[Akashn]

Get AU ixigo. LTF

 

[viswateja]

My suggestion would be

- One Card LTF (1% Forex + Rewards)
- IDFC Wow LTF (0% Forex)

 

[Avatar Aang]

Check out Yes Marquee.

You can also get DCB Metal but the acceptance is poor in France. However, assuming that you spend anything>8L on DCB metal, you have a good chance of getting Infinia after coming back to India.

 

[m4b]

You can also get DCB Metal

for students ?

 

[lxmxl]

Check out Yes Marquee.

You can also get DCB Metal but the acceptance is poor in France. However, assuming that you spend anything>8L on DCB metal, you have a good chance of getting Infinia after coming back to India.

Yupp, my suggestion too. Marquee has low forex markup of 1%, which is set off with the reward rate of 4.5% online and 2.25% offline. And its a VISA card!

 

[lxmxl]

for students ?

Well he's a student at IIM Ahemdabad, so can assume he has worked before and has a portfolio.

 

[Avatar Aang]

for students ?

He's from IIMA so he has a high chance of getting DCB Metal FYF under the alumini program

 

[m4b]

Well he's a student at IIM Ahemdabad, so can assume he has worked before and has a portfolio.

HDFC asks for the last 3 months' salary slips.

 

[rizzlee]

the amplifi card from fi money has good rewards for big purchases, and it worked like a charm for me. they've stopped new enrollments for some reason, but their debit card should do the trick

 

[cred-it]

Use 0 forex markup cards only. Saves a ton especially for 2-3 months.
neobanks offers best value 0 forex cards - Fi, Jupiter
Even ATM withdrawals are at 0 forex.
Since you have Fi, that is good enough. Scapia was good too, but they stopped selling cards recently

I have SBI Aurum and Cashback, ICICI Coral, Sapphiro, Amazon pay, and Fi inifinite debit card.