BEST CREDIT CARD FOR BUYING VOUCHER VIA GYFTR

[Anon1]

For mark and Spencer it's 45% but remember per month Max is 10000 points

Yes noted!

 

[Anon1]

For mark and Spencer it's 45% but remember per month Max is 10000 points

Do we get 10 rps for 200 on offline spends also with axis privilege card?

 

[kochiro]

Do we get 10 rps for 200 on offline spends also with axis privilege card?

yeah yeah its flat just like 12 points for magnus.

 

[bugmenot]

Do we get 10 rps for 200 on offline spends also with axis privilege card?

Yes, it's available FYF. Check my post.

My experience of getting Axis Privilege FYF

Hi All, The financial year 2022-23 is about to end. Axis is running few campaigns to get LTF or FYF cards. I already hold LTF Axis Flipkart and Axis IOCL RuPay. I thought to apply Axis Privilege as it offers welcome benefits for FYF also. It will give 6,250 ER points, which can be redeemed...

www.technofino.in

When you earn 12,500 points, you can redeem it for multi-brand voucher at double the reward rate i.e. 40p/point. Usually it's 20p.

 

[Rohith_Kumar_Sp]

Buy Amazon voucher directly from Amazon. Millennia CC gives 5%. Smartbuy is looting 1.25% + GST extra.

On smart buy it's 5%+1% you'll get 500 back plus 1% 100 as other other transactions.
But if you've already used 1L in a month. Buying 10k voucher will only. Give 5%= 500 back but 1% is reward is lost.

 

[CC-Muncher]

HDFC Infinia Fetches the max discount. I am buying a 10k Amazon voucher every month as that's the limit.
for 10k, the valueback is around ~15%, totally worth it.

I use Amazon vouchers to pay electricity bills, recharge my mobile, DTH, and the major one - pay insurance payments.
earlier I was doing some debt MF sip for insurance payments, but now this gives me 15% return 🤑💰

 

[Mohur]

HDFC Infinia Fetches the max discount. I am buying a 10k Amazon voucher every month as that's the limit.
for 10k, the valueback is around ~15%, totally worth it.

I use Amazon vouchers to pay electricity bills, recharge my mobile, DTH, and the major one - pay insurance payments.
earlier I was doing some debt MF sip for insurance payments, but now this gives me 15% return 🤑💰

I am also doing that and I assume Axis Magnus and Reserve would also give that 15% return. I want to know what is return % with Axis Magnus and Reserve cards

 

[sidmanraj]

HDFC Infinia Fetches the max discount. I am buying a 10k Amazon voucher every month as that's the limit.
for 10k, the valueback is around ~15%, totally worth it.

I use Amazon vouchers to pay electricity bills, recharge my mobile, DTH, and the major one - pay insurance payments.
earlier I was doing some debt MF sip for insurance payments, but now this gives me 15% return 🤑💰

Can you please tell which debt MF sip are you doing I am also planning to get one.

 

[CyberPsych]

upfront 5% discount every time

If we are looking to purchase from Amazon and Flipkart, HDFC Millenia CC gives 5% cashback on these 2 sites, so both buying gift cards and paying the product order through them is same as directly buying though amazon with this CC as mode of payment, right? (I can understand the cap is at ₹1000 per month on this cc)

 

[CyberPsych]

But if you've already used 1L in a month

He was talking about Millenia cc, what is this 1L limit

 

[Rohith_Kumar_Sp]

He was talking about Millenia cc, what is this 1L limit

Either way this is patches. Millennia has 1L limit for 1%, it's not unlimited like other cards.

 

[CyberPsych]

Either way this is patches. Millennia has 1L limit for 1%, it's not unlimited like other cards.

It is ₹1000 per statement cycle, what do you mean by 1L?

 

[Rohith_Kumar_Sp]

It is ₹1000 per statement cycle, what do you mean by 1L?

Per monthly cycle. Meaning you'll get 1% for 1L after which you won't get any points

 

[CyberPsych]

Per monthly cycle. Meaning you'll get 1% for 1L after which you won't get any points

Ah yes, by limit I thought reward limit from bank side instead of spend limit on our side 😅