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Best Credit Card for Electricity Bill Payment > 10000?

BHiM gives a single UPI ID which is something@upi. Once you go to BHIM and click on requests, you can decide which card to use.
I can enter in payzapp, phone pe tata nue upi id and it sends request to phonepe to approve but same thing doesn’t happen with bhim upi id as no specific upi id in bhim app for tata neu card as in phonepe app
 
I can enter in payzapp, phone pe tata nue upi id and it sends request to phonepe to approve but same thing doesn’t happen with bhim upi id as no specific upi id in bhim app for tata neu card as in phonepe app
Okay i can send request to bhim upi and I approve with tata neu but nothing happened payment not debited just pending showing, tried multiple times, am i doing something wrong here?
 
I have received call from risk team for bill payment addition. I added 20 credit cards in under 30 minutes and they called me. They were very courteous and had no issue. I had an opposite experience with Bank of Baroda.

If we say we made payments for bills, I think they cannot ask for which bill. I hope they are just calling for large transactions to protect us. BOB on the other hand was calling to protect themselves from 3.75% cashback. So I think the context matters. So far I hear no bad intentions from HDFC risk team.
Yes HDFC Bank far better is risk management I feel
 
Amazon is giving 1% cb on using Apay balance.
Does amazon money balance or also amazon gift card, refund balance also give cashback.

If 10k then buy any item on amzon with sbi cashback card, hdfc millennia card, apay card, also any prepaid cards.

We will get 6% cashback atleast on credit cards.
2-3% on prepaid cards
 
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