Best Credit Card for Flights with income of 6Lakh

[aditya1497]

Hi

My Annual Income is around 6L. Which is the best credit card I can get for Travel with good number of lounge access ?

 

[helloworld]

TL;DR; A simple answer can be "Atlas" which needs 5L and above spends in a year (you mentioned only income not expense). But for an accurate picture consider these points and provide as much information as you can...

Thread 'Guide to suggest a credit card - Basic requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000
   • Offline Grocery: ₹10,000...

• helloworld
• Replies: 8
• Forum: Suggest me a Credit Card

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[Anindya98]

Hi

My Annual Income is around 6L. Which is the best credit card I can get for Travel with good number of lounge access ?

Share some more details about your existing card portfolio.
from where do you book tickets? Annual spends on travel

 

[aditya1497]

Share some more details about your existing card portfolio.
from where do you book tickets? Annual spends on travel

I spend roughly 10-15k on average in my credit card for dining. Travel I book 6-7 flights a year minimum. I currently have Axis Ace Credit Card and HDFC Business Moneyback (which I plan to close)

 

[Anindya98]

I spend roughly 10-15k on average in my credit card for dining.

HSBC Cashback, Swiggy HDFC, SBI CB, or EazyDiner Signature/Platinum get any one of them for dining spends.

Travel I book 6-7 flights a year minimum.

Axis Atlas will not make sense based on your spending. I would suggest you get co-branded cards for more returns if you use MMT then get ICICI MMT Dual variant, AU Ixigo, and for general all-purpose booking SBI CB. You can get

I currently have Axis Ace Credit Card and HDFC Business Moneyback (which I plan to close)

HDFC BM Limit? You can upgrade BM to Millennia