aswathsm
TF Buzz
Hi fellow technofino members,
I am looking to apply for an credit card from SBI. Since I have a long lasting relationship with them and wanted to make use of the many offline SBI card offers and occasional Amazon/Flipkart offers. I also see SBI card giving flat offers in Goibibo and other travel apps frequently.
I currently don't own any premium card and my next target is to get one.
My current card - ICICI Amazon Pay (Bought this in enthusiasm being new to credit card world..its been more than a year and I now have 2.4L limit)
I am confused between SBI Vistara prime (for free tickets they provide which I see its highly rewarding), SBI Elite (For movie tickets and forex as I have international plans in coming years), SBI Prime (good rewards but similar to Elite).
My spends:
My years expenses would be maximum - 5L.
I am looking to apply for an credit card from SBI. Since I have a long lasting relationship with them and wanted to make use of the many offline SBI card offers and occasional Amazon/Flipkart offers. I also see SBI card giving flat offers in Goibibo and other travel apps frequently.
I currently don't own any premium card and my next target is to get one.
My current card - ICICI Amazon Pay (Bought this in enthusiasm being new to credit card world..its been more than a year and I now have 2.4L limit)
I am confused between SBI Vistara prime (for free tickets they provide which I see its highly rewarding), SBI Elite (For movie tickets and forex as I have international plans in coming years), SBI Prime (good rewards but similar to Elite).
My spends:
- Grocery and departmental store spends. (60K per year)
- Dining (20K per year)
- Travel (100K per year - includes hotel, train bookings, I use flights twice a year at max.)
- Shopping (100K per year, includes electronics/Home appliance/clothings which I would use Apay ICICI in Amazon and get 5%)
- Movie and entertainment (10K per year)
- Others (100K)
My years expenses would be maximum - 5L.
- I am from Tier 2 city - coimbatore and have very limited vistara fights, and its at very odd timings. why doesn't Indigo have CC with such offers that vistara provides ( Free tickets as welcome and milestones).
- Does SBI vistara prime have any cap on free premium economy tickets they provide or any other limitations ? if not I see this very rewarding with minimum 6% returns considering flights price are 7K+ per ticket and I easily can get 2 tickets on reaching 3L milestone itself.
- I am a monthly movie goer and ELITE will help me recover the renewal fee. Wish I had 1% instead of 0.5% on other spends and this makes me force to use AmazonPay icici here for other spends. ELITE/PRIME may help me for Spend 1 and 2 and 3 only if there are offers in travel sites for SBI.
