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Best Credit Card for Offline Spends
- Thread starter John123
- Start date
Akash Topder
TF Premier
Could be Axis Ace because of 2% base reward rate.
Akash Topder
TF Premier
Axis already devaluated almost all of it's EDGE reward credit cards but as of now spared the real cashback ones.
bugmenot
TF Legend
Standard Chartered Ultimate Credit Card Review - TechnoFino - Best Credit Card & Personal Finance Advisor
Standard Chartered Ultimate as the name goes by is the topmost card offering and offers an exceptional reward rate on all your spending.
www.technofino.in
5 Reward points/₹150 ~ 3.33%, points are credited even if you are spending in multiple of ₹30
Akash Topder
TF Premier
Yeah this is a great card for offline spending but the only thing it lacks is the option to redeem point through statement. Atleast Amazon, Flipkart and Myntra coupons should've been there.Standard Chartered Ultimate Credit Card Review - TechnoFino - Best Credit Card & Personal Finance Advisor
Standard Chartered Ultimate as the name goes by is the topmost card offering and offers an exceptional reward rate on all your spending.
5 Reward points/₹150 ~ 3.33%, points are credited even if you are spending in multiple of ₹30
Only useful redemption options are Croma and Tanishq vouchers for SC Ult
John123
TF Premier
Thanks for recommendation!Standard Chartered Ultimate Credit Card Review - TechnoFino - Best Credit Card & Personal Finance Advisor
Standard Chartered Ultimate as the name goes by is the topmost card offering and offers an exceptional reward rate on all your spending.
5 Reward points/₹150 ~ 3.33%, points are credited even if you are spending in multiple of ₹30
Akash Topder
TF Premier
Another option could be to buy Gold coins from bluestone and then sell it in muthoot etc or keep it as an asset class investment.
Pantaloon vouchers I used to redeem for scb Manhattan card since a nearby mall to my home has showroom
enlightedinvestor
TF Select
I want to get one credit card which is best for in-store shopping. The card which gives highest reward rate for in-store purchases (offline pos-transactions) and shopping in retail outlets like lifestyle, Levis store & inn department stores for someone with salary of 6 lac p.a. and already holds card like Amazon Pay, Axis Myzone, SBI Cashback, HDFC Millennia .
Amazon Pay for straight cashback otherwise HDFC millennia
I'd choose Millennia if you are aiming for an upgrade to Infinia
Last edited:
pratikjain4
TF Select
Millennia also has 1% only..
For department stores get SC Manhattan that gives 5%. As you go up the ladder, you can upgrade / replace it with Ultimate for a flat 3.3% at all POS machines irrespective of merchant type.
Second best options would be Flipkart Axis (1.5%) and the difficult to get Axis Ace (2%).
I was thinking Regalia, my bad
bugmenot
TF Legend
SCB MANHATTAN
SCB ULTIMATE(BIT DIFFICULT TO GET)
AXIS ACE(BIT DIFFICULT TO GET)
AXIS FLIPKART
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