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Best Credit Card for Offline Spends

  • Thread starter Thread starter John123
  • Start date Start date
  • Replies Replies 39
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5 Reward points/₹150 ~ 3.33%, points are credited even if you are spending in multiple of ₹30
Yeah this is a great card for offline spending but the only thing it lacks is the option to redeem point through statement. Atleast Amazon, Flipkart and Myntra coupons should've been there.
 
I want to get one credit card which is best for in-store shopping. The card which gives highest reward rate for in-store purchases (offline pos-transactions) and shopping in retail outlets like lifestyle, Levis store & inn department stores for someone with salary of 6 lac p.a. and already holds card like Amazon Pay, Axis Myzone, SBI Cashback, HDFC Millennia .
 
I want to get one credit card which is best for in-store shopping. The card which gives highest reward rate for in-store purchases (offline pos-transactions) and shopping in retail outlets like lifestyle, Levis store & inn department stores for someone with salary of 6 lac p.a. and already holds card like Amazon Pay, Axis Myzone, SBI Cashback, HDFC Millennia .
Amazon Pay for straight cashback otherwise HDFC millennia

I'd choose Millennia if you are aiming for an upgrade to Infinia
 
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I want to get one credit card which is best for in-store shopping. The card which gives highest reward rate for in-store purchases (offline pos-transactions) and shopping in retail outlets like lifestyle, Levis store & inn department stores for someone with salary of 6 lac p.a. and already holds card like Amazon Pay, Axis Myzone, SBI Cashback, HDFC Millennia .
For department stores get SC Manhattan that gives 5%. As you go up the ladder, you can upgrade / replace it with Ultimate for a flat 3.3% at all POS machines irrespective of merchant type.

Second best options would be Flipkart Axis (1.5%) and the difficult to get Axis Ace (2%).
 
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