Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino

[fradela]

@TechnoFino , I noticed that you gave the IDFC Mayura credit card a poor rating and listed it in your thread about the worst cards of 2024.

However, in this thread you recommended credit cards, you included the IDFC Mayura card.

Isn’t this a bit ironic? Can you clarify why you recommended this card despite the negative review?

Negative review on this card:

Thread 'IDFC First Mayura Credit Card Review | Is It Truly a Super Premium Card?'

Aug 28, 2024

Recently, IDFC FIRST Bank launched two new metal credit cards: the IDFC First Mayura and the IDFC First Ashva Credit Card. According to IDFC FIRST Bank, the Mayura is their super premium credit card. Let’s dive in and see if this card truly lives up to that title.

Fees:

• Joining Fee: ₹5,999 + GST = ₹7,078.82
• Annual Fee: ₹5,999 + GST = ₹7,078.82 (No Annual Benefits)
• Add-On Card Charges:
  • Joining Fee:
    • Metal Variant: ₹4,000
    • Plastic Variant: ₹3,000
  • Annual Fee: ₹2,000 for both variants
  • Card Replacement Fee:...

• TechnoFino
• card credit card idfc idfc first idfc first mayura credit card idfc first mayura credit card review premium premium card super premium
• Replies: 19
• Forum: New Credit Card Launch & Related News

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Worst Credit Card of 2024:

Thread 'Worst Credit Card Of The Year 2024 Award Goes To...'

Dec 28, 2024

2024 is about to end in just three days, and it has been a year of several new credit card launches. As we do every year, we are presenting the Worst Credit Card of the Year award to a card that failed to garner interest and doesn't seem to offer value for money.

Here’s the list of contenders:

1. HSBC Taj Credit Card: You can read the full review here.
2. ICICI Times Black Credit Card: You can read the full review here.
3. IDFC First Mayura Credit Card: You can read the full review here.
4. IDFC First Ashva Credit Card

And...

• TechnoFino
• 2024 credit card credit card award worst credit card of the year 2024
• Replies: 31
• Forum: Promoted Threads

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Recommended in this thread:

 

[fradela]

@TechnoFino , this is not a your recommendation list; it is a referral list 🤣 🤣 🤣

Benefits only for you not ours.

 

[Virtual King]

And don't forget to apply for a credit card using our affiliate link, so that you contribute to running this community website.

I had applied through your referral link for Amex Plat Travel on 4th January and received it on 10th January 2025. Waiting for the bonus MR Points on using the card accordingly.
Thank you for the referral link. I am grateful. 😊

 

[Kushagra_]

@TechnoFino Unfortunately, other spends <2lacs

Spending more on nirmala tai than yourself 😔

Only this unfortunate about this is the tax

 

[TechnoFinoTechnoFino is verified member.]

@TechnoFino , this is not a your recommendation list; it is a referral list 🤣 🤣 🤣

Benefits only for you not ours.

Hey @fradela,

I haven't mentioned the Mayura card in any category. While it could easily be included under the "Best Card for International Transactions," I chose not to add it because it doesn't perform well in other categories.
The "Apply for Credit Cards" list contains our affiliate links, showcasing all cards. For genuine recommendations, please refer to the category-wise list only.

Thanks!

 

[Kushagra_]

Hey @fradela,

I haven't mentioned the Mayura card in any category. While it could easily be included under the "Best Card for International Transactions," I chose not to add it because it doesn't perform well in other categories.
The "Apply for Credit Cards" list contains our affiliate links, showcasing all cards. For genuine recommendations, please refer to the category-wise list only.

Thanks!

Yeaa it was evident to me that those are just referral links and not recommendations but given the confusion maybe we can somehow make it more explicit that these are only referrals and not recommendations from next time
Probably a heading that mentions it

 

[TechnoFinoTechnoFino is verified member.]

Yeaa it was evident to me that those are just referral links and not recommendations but given the confusion maybe we can somehow make it more explicit that these are only referrals and not recommendations from next time
Probably a heading that mentions it

I'll add a disclaimer

 

[rm1011]

What is the correct fee according to you then?

Magnus Burgundy fee is 30k+ taxes.
It is mentioned in the 5-12.5k category.

 

[rm1011]

Please tell us what is incorrect, we'll fix.

In rental table, Magnus Burgundy is mentioned in the 5-12.5k fee row.

 

[Akshay Ajmera]

Just want to ask all members holding indusind pinnacle and legend credit card.
Are you able to book movie ticket using your credit card?

 

[Anindya98]

Are you able to book movie ticket using your credit card?

I had previously booked a ticket using the Legend card on one occasion.

 

[harsha1]

https://www.livemint.com/money/personal-finance/top-10-credit-cards-of-2025-best-picks-for-rewards-cashback-and-more-11736836404936.html

Just came across this page while reading, so shared here

 

[fradela]

https://www.livemint.com/money/personal-finance/top-10-credit-cards-of-2025-best-picks-for-rewards-cashback-and-more-11736836404936.html

Just came across this page while reading, so shared here

Very costly Credit Cards. Only for HNI and Ultra HNI people.

Most of the people don't need all these cards.

We can construct very good credit card portfolio with Life Time Free cards.

 

[pythonlover]

@TechnoFino Railway lounge access criteria has been changed by IDFC. Kindly update.

 

[Akshay Ajmera]

What

@TechnoFino Railway lounge access criteria has been changed by IDFC. Kindly update

What criteria

 

[pythonlover]

What


What criteria

Now need 20k per month spends for railway lounge access on IDFC cards.

https://www.technofino.in/community...y-lounge-add-on-cards-fees-devaluation.36742/

 

[ritziveer]

With effect from 1-Sep-2024,
NeuCoins earned on Utility transactions will be capped at 2,000 NeuCoins per calendar month. NeuCoins earned on Telecom & Cable transactions will be capped at 2,000 NeuCoins per calendar month.
Please update in table for utility payment 🙂

I saw that and was going to make another transaction this month. Thanks for this message

 

[rrsji]

Scapia indeed a great card for forex (my friend took my card and doing forex transaction from last one year one this. However its reward systems is useless. Anyone got best out of it in term of rewards redemption?

 

[neel]

Now need 20k per month spends for railway lounge access on IDFC cards.

https://www.technofino.in/community...y-lounge-add-on-cards-fees-devaluation.36742/

Imagine having to spend 20k on idfc to get access to lounge with cockroach in your food 🤣🤣

 

[Ak Singh]

Why indusind tiger credit card not available or included for best card for lounge access?