Best high balance saving account

[maynigam]

Hello guys
Looking for suggestions on opening a high value savings account with good benefits. Want to transfer cash out of HDFC which has no regard for maintaining high NRV.
Thanks

 

[RajeshV]

I have 4 family Accounts in RBL but BM says we can't open insginia account as branch is small

What is minimum balance requirement at family level in total and what is process can you share

And what we get in welcome kit?
Like credit card etc?

I never bothered upgrading to Insignia since I don't really care for any extra features and would like to use funds as needed (it has NMC).

 

[BrokenBoot]

From my experience. IndusInd places a lot of power into the hands of branch personnel. I called up a guy at my branch and he got my mom’s account connected with mine in 30 minutes, and went down to my mom’s workplace to get a signature.

At the end of the day the people working at the branch are the most important aspect of your banking experience at any bank and at any variant of your account.

I also find their customer care to be pretty darn quick. You press 1 button and you get connected. Even their mail is very quick. You get a reply in a day.

Yes their app is disgustingly ugly and pretty shitty though.

A very important point is also the amazing interest rate you get on FD’s and Reply

Email Reply in 1 Day ?
Call Connected in one Click ??
Ye Konse Universe Ka Indusind Bank h bhai, hame bhi lekar jaao pls 🌚

 

[Seth]

I never bothered upgrading to Insignia since I don't really care for any extra features and would like to use funds as needed (it has NMC).

View attachment 71905

Ohk got it

 

[Riya Sharma]

Email Reply in 1 Day ?
Call Connected in one Click ??
Ye Konse Universe Ka Indusind Bank h bhai, hame bhi lekar jaao pls 🌚

I don’t know man. This was my experience even with Exclusive account. With Pioneer it is slightly faster.
I think Exclusive and above variants get to avoid the IVR and connect straight to customer executive.

 

[sumitlehri]

Ohk got it

I am planin to open a high maintenance account as i hav recntly sld flt ..i already have indusins pioneer..Can you suggest me how can i plan it properly ans which banks i should go for if that can provide me with any ltf premium credit card??

 

[Riya Sharma]

I am planin to open a high maintenance account as i hav recntly sld flt ..i already have indusins pioneer..Can you suggest me how can i plan it properly ans which banks i should go for if that can provide me with any ltf premium credit card??

What you're looking for is not possible.

 

[kodiswaran]

Note: Assuming you want to have some liquid cash in Bank Savings Account.

I have family banking with IndusInd Bank and multiple Pioneer accounts. While the staff isn't very helpful, their savings account offers competitive interest rates. I'm considering switching to IDFC, which has even better savings interest.

Interest rate at IndusInd Bank:
3.50% = <1L
5.00% = 1L to 5L
6.00% = 5L to 10L
6.75% = 10L to 5Cr
6.75% = 5Cr to 100Cr

Interest rate at IDFC Bank:
3.00% = <=5L
7.25% = >5L

 

[sumitlehri]

Note: Assuming you want to have some liquid cash in Bank Savings Account.

I have family banking with IndusInd Bank and multiple Pioneer accounts. While the staff isn't very helpful, their savings account offers competitive interest rates. I'm considering switching to IDFC, which has even better savings interest.

Interest rate at IndusInd Bank:
3.50% = <1L
5.00% = 1L to 5L
6.00% = 5L to 10L
6.75% = 10L to 5Cr
6.75% = 5Cr to 100Cr

Interest rate at IDFC Bank:
3.00% = <=5L
7.25% = >5L

can i get idfc wealth cc card if i open idfc wealth savings account?

 

[Vasuki]

can i get idfc wealth cc card if i open idfc wealth savings account?

No no no

Idfc cc and bank account have no relationship

 

[imdjay]

Idfc cc and bank account have no relationship

If you have private they give you card even in the non-serviceable location.

 

[Vasuki]

If you have private they give you card even in the non-serviceable location.

Did they give you

 

[imdjay]

Did they give you

still a long road ahead.

 

[Vasuki]

still a long road ahead.

Yeh v dekh lete hai 😁

 

[kodiswaran]

can i get idfc wealth cc card if i open idfc wealth savings account?

If you have an annual income >= 36LPA you can get the credit card for LTF. But its not a great credit card though !!!

Ref: https://www.idfcfirstbank.com/credit-card/wealth