Best joint account with specific requirements

[mj01]

Hi,

We are a married couple looking to open a joint savings account with the following criteria:

1. Good savings interest
2. Debit card and/ or credit card in individual names that offer at least some decent benefits - movie or bank discounts or lounge, etc.
3. Good customer support
4. Low/ zero forex markup on international cash withdrawal
5. Should be able to easily manage everything online - we rarely visit any bank branches

We can maintain up to 5 lakh in total balance if that can get us a more premium account variant suiting our needs.

Ruled out HDFC and ICICI (already hold premium accounts and premium credit cards in these two banks).

 

[sunit123]

Dost abhi aisa bank bana nahin hain....I am sharing my list

1. Good savings interest: Kotak

2. Debit card and/ or credit card in individual names that offer at least some decent benefits - movie or bank discounts or lounge, etc.: You need premium account

3. Good customer support: StanC

4. Low/ zero forex markup on international cash withdrawal: HSBC or open specific account for this requirement

5. Should be able to easily manage everything online - we rarely visit any bank branches: No bank can replace HDFC

 

[Anupama_Jha]

My suggestion would be Axis Bank

Btw, the 1st line of ur thread suddenly remembered me that reel "We are mr and mrs xyz from Brahmin family" we are looking for😉