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Best mode of payment for booking train tickets through IRCTC
- Thread starter kshitij_0
- Start date
SiddharthR
TF Legend
SBI CB is giving 5% on IRCTC app
Merchant Name: IRCTC E TICKET PUNE IN
PG: Easebuzz (1.195% PG Charges with no capping)
So, one can avoid Agent Charges by not going with Amazon & get 5% cashback too.
However, it's beneficial upto ₹1650 txn (₹20 PG charges) for Non-AC & ₹2300 txn (₹40 PG charges) for AC tickets, and above these values u can use method suggested by @VISHESH_BANSAL i.e. via Amazon Pay Gift Card & Amazon (Flat ₹20 & ₹40 Agent Service Fees for Non-AC & AC tickets respectively).
Merchant Name: IRCTC E TICKET PUNE IN
PG: Easebuzz (1.195% PG Charges with no capping)
So, one can avoid Agent Charges by not going with Amazon & get 5% cashback too.
However, it's beneficial upto ₹1650 txn (₹20 PG charges) for Non-AC & ₹2300 txn (₹40 PG charges) for AC tickets, and above these values u can use method suggested by @VISHESH_BANSAL i.e. via Amazon Pay Gift Card & Amazon (Flat ₹20 & ₹40 Agent Service Fees for Non-AC & AC tickets respectively).
pprakash11
TF Prestige
Use IRCTC website directly to get 5% till 30th April using SBI CB CC.
HDFC / ICICI Payment Gateway.
HDFC / ICICI Payment Gateway.
ANIKET199
TF Buzz
Hey,
I have to book a train ticket through IRCTC. I wanted to know your expert opinions on which credit card is best for getting maximum cash back
I have the following credit cards-
1. hdfc millennia credit card.
2. amazon pay icici bank credit card.
3. flipkart axis bank credit card.
kindly suggest
I have to book a train ticket through IRCTC. I wanted to know your expert opinions on which credit card is best for getting maximum cash back
I have the following credit cards-
1. hdfc millennia credit card.
2. amazon pay icici bank credit card.
3. flipkart axis bank credit card.
kindly suggest
VISHESH_BANSAL
TF Pioneer
Already Explained in Previous Comments.
If you have time then go through it
Book directly via Smartbuy from HDFC millenia cc
Better to book through HDFC DC on Smartbuy. You get flat 5% Cashback without any charges. Whereas while booking through CC, they charge 1% fee.
VISHESH_BANSAL
TF Pioneer
But for Millenia CC we get 1% as reward points.
And 5% CashBack is also credited at settlement.
Ye reward points kaha credit hote h?
Achaa mtlb technically 6% Cashback
VISHESH_BANSAL
TF Pioneer
For Smartbuy Txns via Millennia CC
Net 6% of Txn Amount.
Calculate capping of 6% after including other spends also
ashishsinghi
TF Select
is sbi cb still providing cb to irctc purchase or amazon bal purchase?
Yeah nowadays AMAZON is using different merchant names for different purposes like AMAZONUTILITIES or so
Same question asked in a different thread, seems like you are in a hurry to runaway from something or someone 😜
Post in thread 'Suggest me best credit card for train ticket booking.' https://www.technofino.in/community...rd-for-train-ticket-booking.11953/post-216081
VISHESH_BANSAL
TF Pioneer
Ishq kiya hai Cashback SBI se toh risk toh lena padega
VISHESH_BANSAL
TF Pioneer
99.99% No.
You can try your luck for 0.01%
ashishsinghi
TF Select
another way is use ace and recharge your ola money then use yatra to book railway ticket and there you can use ola money
