Best Rupay credit cards

[hellowo₹ld]

Card Name	UPI/Regular Rewards	Accelarated Benefits	Additional Benefits	UPI App
Axis MyZone RuPay Credit Card	-	-	24% Swiggy Food B1G1 (upto 200) District*	-
Airtel Axis Bank RuPay Credit Card	1% UPI	Airtel Axis 7% Utility Bills, 25% Airtel Bills	10% Swiggy, Zomato, BB	Any app
Axis NEO RuPay Credit Card	-	5% Utility Bills	24% Zomato Food	-
SNAPDEAL RuPay BOBCARD	1% UPI	-	-	Any app
Tata Neu Plus HDFC Bank Credit Card	1% UPI	2% Tata Brands 5% Tataneu App Spends	-	Tataneu App
HDFC MoneyBack+ RuPay Credit Card	-	3.33% FK, BB, Swiggy 5% Smartbuy	1% Quarterly Milestone	-
BOBCARD Eterna RuPay Credit Card	-	3.75% Online Shopping	B1G1 (upto 250) District*	-
Tata Neu Infinity HDFC Bank Credit Card	1.5% UPI	5% Tata Brands 5% Tataneu App Spends	-	Tataneu App
BOBCARD Tiara RuPay Credit Card	-	3.75% Online Shopping	Rupay Select Credit Card	-
YES BANK Reserv Credit Card	-	YES Reserv 0.9%-6%	25% BMS	-
Millennia RuPay HDFC Credit Card	1% UPI	5% Amazon, FK, BB, Swiggy 5% Smartbuy	1% Quarterly Milestone	-
PhonePe Select Black SBI Credit Card	1% UPI	10% PhonePe Bills 5% Online Spends	-	PhonePe App
HSBC Rupay Cashback	1% UPI	10% Grocery, Food	-	Any App
Uni GoldX	1% UPI	-	-	Any App

 

[sunit123]

whats the reward with this card, seeing gold and can be redeemed for 24k, if that is then whats the redemption process?

RR is 1%....For spending 100 Rs, u get 100 unicoins and 100 unicoins = 1 Rs...u can redeem unicoins either against gift vouchers or buy gold...if you buy gold, you can sell anytime and get cash in your bank account.....If you buy gift voucher from unicoins, you again get 6% to 1% as gold against purchase depending on voucher....Recently, i bought amazon voucher against unicoins and got 6% gold.......... Redemption is free of cost

 

[hellowo₹ld]

RR is 1%....For spending 100 Rs, u get 100 unicoins and 100 unicoins = 1 Rs...u can redeem unicoins either against gift vouchers or buy gold...if you buy gold, you can sell anytime and get cash in your bank account.....If you buy gift voucher from unicoins, you again get 6% to 1% as gold against purchase depending on voucher....Recently, i bought amazon voucher against unicoins and got 6% gold.......... Redemption is free of cost

Ok, looks good.

since ur legend, could you add this card to table. T!

 

[Abhishek012]

Uni gold rupay cc...1% reward on UPI on actual amount not on multiples of 50/100..2% to 5% rewards on large no of vouchers..Use on any app....LTF

Uni gold Card RuPay come only as virtual variant?

I just notice, It has zero forex fees . Yes bank and BoB issue only RuPay JCB variant

If Uni gives physical card, we can get 25% RuPay JCB international offer.

 

[brightknight]

Uni gold Card RuPay come only as virtual variant?

I just notice, It has zero forex fees . Yes bank and BoB issue only RuPay JCB variant

If Uni gives physical card, we can get 25% RuPay JCB international offer.

I have Kiwi by yes bank & BOB core cards. Am i eligible?

 

[Abhishek012]

I have Kiwi by yes bank & BOB core cards. Am i eligible?

You have almost zero chance of getting a second card from these banks. Maybe Bob might give you.

 

[sunit123]

Uni gold Card RuPay come only as virtual variant?

I just notice, It has zero forex fees . Yes bank and BoB issue only RuPay JCB variant

If Uni gives physical card, we can get 25% RuPay JCB international offer.

Right now only virtual cc is issued...hopefully, they will issue physical card in future

 

[BeingIncogBeingIncog is verified member.]

Uni gold Card RuPay come only as virtual variant?

haa . .

 

[Abhishek012]

Right now only virtual cc is issued...hopefully, they will issue physical card in future

haa . .

They won’t give it without feedback.
some fintech companies think there is no need for a physical RuPay card but in reality it is needed.

Uni ka CEO kon hai pata nahi, bolna parega.

 

[Abhishek012]

RR is 1%....For spending 100 Rs, u get 100 unicoins and 100 unicoins = 1 Rs...u can redeem unicoins either against gift vouchers or buy gold...if you buy gold, you can sell anytime and get cash in your bank account.....If you buy gift voucher from unicoins, you again get 6% to 1% as gold against purchase depending on voucher....Recently, i bought amazon voucher against unicoins and got 6% gold.......... Redemption is free of cost

haa . .

Hey, tell me — is your RuPay card the JCB variant or not ?

If the RuPay virtual card number starts with ‘35’ that means it’s the JCB variant.

 

[BeingIncogBeingIncog is verified member.]

haa jcb hai

 

[Abhishek012]

haa jcb hai

Ok, BIN hai kya iska ?

 

[BeingIncogBeingIncog is verified member.]

Ok, BIN hai kya iska ?

35612919 . .

 

[Abhishek012]

35612919 . .

As expected, Yeh logo ko khud he nahi pata yeh RuPay JCB variant hai.

 

[2025]

Uni gold Card RuPay come only as virtual variant?

I just notice, It has zero forex fees . Yes bank and BoB issue only RuPay JCB variant

If Uni gives physical card, we can get 25% RuPay JCB international offer.

Fer Next week X pe likhoge Physical card keu de rahe ho log 25% loot rahe hai bank ko.

Next to Next week likhoge Minimum spend lagao 5L ka. Public k paise hai.

Uske Next week likhoge card pe likha hua naam k saath txn bill match karane k liye. Keuki log family members ko card de rahe hai.

Gazab ke insaan ho. 🤢👽🤔

 

[Abhishek012]

Fer Next week X pe likhoge Physical card keu de rahe ho log 25% loot rahe hai bank ko.

Next to Next week likhoge Minimum spend lagao 5L ka. Public k paise hai.

Uske Next week likhoge card pe likha hua naam k saath txn bill match karane k liye. Keuki log family members ko card de rahe hai.

Gazab ke insaan ho. 🤢👽🤔

Yaar maine acha khasa likha tha, tum sab logo k liye reply tha mera. @BeingIncog bhai ne sirf ek line k liye pura post delete kar diya, edit kar dete aur kya. 🤣🤣

 

[Abhishek012]

As expected, Yeh logo ko khud he nahi pata yeh RuPay JCB variant hai.

Physical card milne laga -

Zero forex, UNI Gold X RuPay JCB Credit Card and get 25% Cashback on International spend.


@BeingIncog
@sunit123

@hellowo₹ld

 

[nh124001]

Fer Next week X pe likhoge Physical card keu de rahe ho log 25% loot rahe hai bank ko.

Next to Next week likhoge Minimum spend lagao 5L ka. Public k paise hai.

Uske Next week likhoge card pe likha hua naam k saath txn bill match karane k liye. Keuki log family members ko card de rahe hai.

Gazab ke insaan ho. 🤢👽🤔

bhai.. ne supari lerakhi hai.. rupay vale baba ki

 

[nh124001]

Physical card milne laga -

Zero forex, UNI Gold X RuPay JCB Credit Card and get 25% Cashback on International spend.


@BeingIncog
@sunit123

@hellowo₹ld

this is indeed interesting.. 1.5yrs se badiya rupay jcb dhund raha hu... pata nahi kyoo..bob eterna.. ltf bhi attractive nahi lag raha 😛

 

[sunit123]

Physical card milne laga -

Zero forex, UNI Gold X RuPay JCB Credit Card and get 25% Cashback on International spend.


@BeingIncog
@sunit123

@hellowo₹ld

Thanks bhai...applied for the physical card successfully