Considering you are looking for a salary account purely for benefits and have no intention to park a significant money in your account and rather invest it, I would suggest HDFC salary account. With your net credit you get a preferred salary account which gives you quite some benefits (you can google the same for which suit your needs) and don't have any charges for petty things. You get access to a good variety of Credit Cards (LTF Regalia [Gold] would be given directly at this salary, or even try for LTF DCB if you fall under the eligible alumni list), get a free platinum debit card (Again a very good debit card - I use it mainly to pay off my CC Bills through Billy giving 1% direct CB upto 750, also has a few lounge access etc at...