Best sbi lower tier card for instant discount during sales

[b4bhar]

Hi guys,

What would be the best sbi card to get for instant discount during sales? Any LTF cards?

I got sbi cb card on March 27th and till date i have made around 6.31L spends. Can I ask them to give me any lower tier sbi card LTF so that I can use them during sales? Which card can I ask them and did anyone get one in a similar way?

Thank you

 

[panu24]

Cheap non LTF sbi card for instant discount is sbi bpcl card which required 50k annual spend for it's fee waiver. Fee is 499+gst

 

[b4bhar]

Cheap non LTF sbi card for instant discount is sbi bpcl card which required 50k annual spend for it's fee waiver. Fee is 499+gst

Thanks mate. Are there any variants of this card like i heard octane or something like that?

 

[panu24]

Thanks mate. Are there any variants of this card like i heard octane or something like that?

Yes Octane is higher variant but then again SBI does not provide LTF cards on issuance, SBI may convert existing card to LTF after 2-3 years of usage but its case by case basis of individual's card usage.
For Octane you need to spend 2L for annual fee waiver.
Check more about it on https://www.sbicard.com/en/personal/credit-cards/travel/bpcl-sbi-card-octane.page

 

[b4bhar]

Yes Octane is higher variant but then again SBI does not provide LTF cards on issuance, SBI may convert existing card to LTF after 2-3 years of usage but its case by case basis of individual's card usage.
For Octane you need to spend 2L for annual fee waiver.
Check more about it on https://www.sbicard.com/en/personal/credit-cards/travel/bpcl-sbi-card-octane.page

I'm currently using Park+ with SBI CB card for petrol purchases of my car to avoid the gst on the surcharges and get 5% flat cb. But the downside is that its not easy to find IOCL pump with IOCL pay machines and knowledge while travelling. Earlier i used to use HDFC IOCL card which is LTF and get 5% cb, but it only gives back the surcharge but not the gst charged for every transaction.

So, will SBI BPCL be any better for me?

 

[Hope]

ab rehan do dost, jabtak approval ka message aayega tabtak sale khatam ho jaayegi

 

[b4bhar]

ab rehan do dost, jabtak approval ka message aayega tabtak sale khatam ho jaayegi

oh, is it bro? i got my sbi cb card approved within 24 hours. not sure if the process is different for sbi bpcl

 

[Hope]

oh, is it bro? i got my sbi cb card approved within 24 hours. not sure if the process is different for sbi bpcl

no different
try

 

[panu24]

I'm currently using Park+ with SBI CB card for petrol purchases of my car to avoid the gst on the surcharges and get 5% flat cb. But the downside is that its not easy to find IOCL pump with IOCL pay machines and knowledge while travelling. Earlier i used to use HDFC IOCL card which is LTF and get 5% cb, but it only gives back the surcharge but not the gst charged for every transaction.

So, will SBI BPCL be any better for me?

Sorry not much aware of fuel cards. Other members can guide you here.