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Best way for NPS payments

What way would be best for National Pension Scheme(NPS) Payments? Currently I have SBI CB/Apay/HDFC millenia - need to pay 50k - which would be best? Any other way than via credit cards?
 
I personally dont invest in NPS due to the lockin condition of the major amount post retirement. Consider that as well before putting in the huge chunk.

Freedom of getting what is yours is very important criteria post retirement, you never know when you would need it.
 
Anyone can confirm this please. As I have invested but haven't got any points yet. Payment already settled.
Can anyone confirm which one would be more beneficial for NPS 50k payment:

IDFC wealth CC (0.5%?)
IDFC wealth DC (can be used for CC payment 2.5%)
amazonpay icici (1%)
amex plat travel(need milestone benefit) ?

Or any other super premium cards (m4b,dcb,)
 
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