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Best way for NPS payments

What way would be best for National Pension Scheme(NPS) Payments? Currently I have SBI CB/Apay/HDFC millenia - need to pay 50k - which would be best? Any other way than via credit cards?
 
I personally dont invest in NPS due to the lockin condition of the major amount post retirement. Consider that as well before putting in the huge chunk.

Freedom of getting what is yours is very important criteria post retirement, you never know when you would need it.
 
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