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Best Way To Credit Card To Bank Transfer Without Any Charge ?

The receiver doesn't have any POS or online payment gateway account. Is there any app or platform in which I can send money to a person in their bank account with very low platform+MDR charges? Ideally less than 2%.
Easemydeal at 1% (slow transfer)..

Receiver will receive the amount after 2 days
 
The receiver doesn't have any POS or online payment gateway account. Is there any app or platform in which I can send money to a person in their bank account with very low platform+MDR charges? Ideally less than 2%.
Use snapay mobile app & go for T+4 days which charges 1% and GST. But the money will be reflected in 4 days
 
The receiver doesn't have any POS or online payment gateway account. Is there any app or platform in which I can send money to a person in their bank account with very low platform+MDR charges? Ideally less than 2%.
always check before posting, thread on this exist already or may i say you might find more than 1 thread so I'm merging this thread.
 
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