May not be your intended answer:
- you really not needed Infinia (other than just to show off), if your spends not matched with their waiver program or any card for that matter.
- I get that you want all the best cards because everyone around you getting them doesn't mean you should have them, it looks like you're willing to spend more just to get particular cards (even when it is really unnecessary and not matched your spend pattern).
If you’re financially disciplined, there are many amazing benefits where Credit Cards can reward your spending & lifestyle.
- Buy and Sell Gold (at-least 6% needs to be recovered that alone takes time in market and works only when gold price increases after your purchase).
- Trading Giftcards (I assure you unless you purchased them on some offers, you only aiming for 2-4% profit based on gift voucher you purchased).
- Loading money to wallets or rotating money (unnecessary) and able to adjust that month, just incase that wallet company not releasing funds after loading that amount - again profit here upto 4% only.
My suggestion, you shouldn't put that much effort for 5% return for doing these tasks.
Just curious, suppose if you do these high level transactions and got Infinia in next 6 months. Are you able to utilize its benefits and rewards? Because certainly those reward points required you to spend on hotels and flights etc. where you have to spend money (there is no sideway spending to redeem those points) or you got 4L limit on your card and got Magnus this month itself, what you do with those 24% returns? Spend unnecessarily and travel without having that requirement? (do you think those spends cover with this 5% earning)
You can ignore this post if irrelevant but I believe certain cards satisfies certain people only. Unless our spends are inline with their reward program then only that card benefit to us. Unnecessary spending to earn little reward always takes time, effort, stress and necessity.
