Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Rahul Gupta]

They had called me as late as 4 days after adding the cards, and by that time I had already paid all the bills (credited to CC instantly / next day)
So it's got nothing to do with verification of billers

I know but the status changes from pending to active.

 

[Subhajeet]

thank you much needed help

 

[bansalp]

I opened IndusInd exclusive account. How to get two IndusInd Exclusive debit cards (one mastercard and one visa). Customer care mentioned its not allowed.

 

[bansalp]

When does reward points get credited in our account for IndusInd? Is it at start of next month?

 

[hakunamatata]

When does reward points get credited in our account for IndusInd? Is it at start of next month?

Within 3-5 days of transaction

 

[StanRoute66]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Thanks a lot for this Post . I was always wondering where to use my Visa Indus Select DC for 1% Cashback on CC Bill Payment. On Monday I will try with Paytm .

 

[Batmanbaba]

Thanks a lot for this Post . I was always wondering where to use my Visa Indus Select DC for 1% Cashback on CC Bill Payment. On Monday I will try with Paytm .

I tried with mobikwik... I got the rewards....

 

[Amit Dhatrak]

Hi. Thanks for sharing this tip

1. I checked on IndusInd T&C, it says reward not applicable on CC bill payment

2. Believe that IndusInd partner is one of the accounts to get select/exclusive card (4L Initial funding for 0 balance). What are the other zero balance account variants with IndusInd (or simple accounts) to get select/exclusive card?

 

[Deleted member 7241]

Thanks a lot for this Post . I was always wondering where to use my Visa Indus Select DC for 1% Cashback on CC Bill Payment. On Monday I will try with Paytm .

kindly Share with me also..as i Opened Indus Select account and waiting for welcome kit..plz Share Methods

 

[Batmanbaba]

Hi. Thanks for sharing this tip

1. I checked on IndusInd T&C, it says reward not applicable on CC bill payment

2. Believe that IndusInd partner is one of the accounts to get select/exclusive card (4L Initial funding for 0 balance). What are the other zero balance account variants with IndusInd (or simple accounts) to get select/exclusive card?

U get it with partner/progress/select /exclusive accounts...

 

[StanRoute66]

I tried with mobikwik... I got the rewards....

After how many days after the transaction , do we get the cashback ?

 

[hakunamatata]

After how many days after the transaction , do we get the cashback ?

You get points typically within 2-5 days of transaction. Which (>500) can be immediately redeemed in multiples of 100.

 

[desaik231]

how to make oayment using indusind debit card? is there any annual fees with indusind?

 

[StanRoute66]

You get points typically within 2-5 days of transaction. Which (>500) can be immediately redeemed in multiples of 100.

Thanks I will keep a track .

 

[hks789]

how to make oayment using indusind debit card? is there any annual fees with indusind?

Use paytm. You can also use similar platforms.
Annual fee: Depends on which account you have.
Accounts opened during offer period has zero mab and zero dc charges.

 

[Batmanbaba]

After how many days after the transaction , do we get the cashback ?

We get points.. And takes 2-4× working days

 

[Wealth is my birth right!]

P

how to make oayment using indusind debit card? is there any annual fees with indusind?

Use paytm if visa and MobiKwik if master card
Account MAB if u maintain then DC fee is free

 

[StanRoute66]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Do we get IndusInd Cashback though CRED DC payments as well ?

 

[ashwinkashwink is verified member.]

Do we get IndusInd Cashback though CRED DC payments as well ?

Yeah..

 

[Karvanna]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Bro In Indusind Debit Card Terms And Conditions it Says CC payment Not Eligible..... Which Platform do you use to get rewards... And it takes How much time to get rewards Posted....