Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[satviksehgal]

Bro In Indusind Debit Card Terms And Conditions it Says CC payment Not Eligible..... Which Platform do you use to get rewards... And it takes How much time to get rewards Posted....

true IndusInd doesn't give you rewards for cc payments, wallet etc. I have the pioneer debit card, pretty much useless.

 

[Karvanna]

true IndusInd doesn't give you rewards for cc payments, wallet etc. I have the pioneer debit card, pretty much useless.

Bro try Paying CC Bills through Mobikwik And Aeronpay You will get reward points My friend told me.... Its working trick for now

 

[Batmanbaba]

true IndusInd doesn't give you rewards for cc payments, wallet etc. I have the pioneer debit card, pretty much useless.

Use mobikwik... It is giving ponts

 

[Wealth is my birth right!]

Use mobikwik... It is giving ponts

I did paytm bills by IndusInd this time let me see whether I get points

 

[Batmanbaba]

I did paytm bills by IndusInd this time let me see whether I get points

It is taking 1-5 days to credit points

 

[dapatale]

I paid 50k cc bill payment through HDFC bill payment 2 days back but still not credits in my icici cc account
how much time does it take to credit

 

[DRSYEDIRFAN]

I paid 50k cc bill payment through HDFC bill payment 2 days back but still not credits in my icici cc account
how much time does it take to credit

Most of the times it takes 3-5working days to get settle. But once it get settle it in statement mostly it will be shown as the paid date. So for safe side. Try to pay 5days earlier for safer side.

 

[Wealth is my birth right!]

It is taking 1-5 days to credit points

Ok will wait for couple more days and update here
Getting panic since someone said MobiKwik only got rewards in in IndusInd

 

[Batmanbaba]

Ok will wait for couple more days and update here
Getting panic since someone said MobiKwik only got rewards in in IndusInd

Surprisingly mobikwik is quite good in credit card bill payment.. 1-3 working days the payment gets updated.... And yes I only said that... I got for two payments this month... Now paytm is showing merchant name paytm cc bill while paying credit card bill.... Mobikwik still shows only mobikwik as merchant...

 

[satviksehgal]

Surprisingly mobikwik is quite good in credit card bill payment.. 1-3 working days the payment gets updated.... And yes I only said that... I got for two payments this month... Now paytm is showing merchant name paytm cc bill while paying credit card bill.... Mobikwik still shows only mobikwik as merchant...

yes your are right, Paytm is showing as cc bill payment.

 

[satviksehgal]

Ok will wait for couple more days and update here
Getting panic since someone said MobiKwik only got rewards in in IndusInd

Even Snapay transactions are getting reward points on IndusInd.

 

[Copycat]

I paid 50k cc bill payment through HDFC bill payment 2 days back but still not credits in my icici cc account
how much time does it take to credit

When using HDFC bill pay
4-5 days for ICICI. Axis 1 day lesser than ICICI. BOB immediate (so fast in fact you get the BOB credit SMS before the HDFC debit SMS)

When using Mobikwik
Anywhere from 1 hour (yes, last month one payment got credited within 1 hour, I was so shocked I double checked with my Axis statement thinking it was a mistake) to 5 days. Usually within 2-3 days.

Using HDFC Bill Pay for 1+ year now, Mobikwik for nearly 3 years (I think so but it could be only 2 years)

 

[Rahul Gupta]

4-5 days for ICICI. Axis 1 day lesser than ICICI. BOB immediate (so fast in fact you get the BOB credit SMS before the HDFC debit SMS)

In my case icici and sbi is instant and axis is within 2 days.

 

[Copycat]

In my case icici and sbi is instant and axis is within 2 days.

You get your ICICI CC account instantly credited using HDFC BillPay? Which card do you have? I have ICICI APay and it always takes me long, so I make sure I have paid by 26/27 so that in the worst case it gets credited by 3/4. It has happened at least twice in the last 6 months (even when I have paid by 27th) that it has got credited on the due date of ICICI (which must have been 4/5). Though the date mentioned is the date of payment i.e. 27th of previous month

 

[Wealth is my birth right!]

When using HDFC bill pay
4-5 days for ICICI. Axis 1 day lesser than ICICI. BOB immediate (so fast in fact you get the BOB credit SMS before the HDFC debit SMS)

When using Mobikwik
Anywhere from 1 hour (yes, last month one payment got credited within 1 hour, I was so shocked I double checked with my Axis statement thinking it was a mistake) to 5 days. Usually within 2-3 days.

Using HDFC Bill Pay for 1+ year now, Mobikwik for nearly 3 years (I think so but it could be only 2 years)

I got such a surprise from cred app when I paid amex bill
Almost 5 mins I got confirmation sms from Amex

 

[sv004]

I got such a surprise from cred app when I paid amex bill
Almost 5 mins I got confirmation sms from Amex

Even paytm settles it immediately

 

[Wealth is my birth right!]

Even paytm settles it immediately

All time I used to send from SCB’s net banking to all 3 Amex cards and the next day I get msg that it’s settled lol

 

[Rahul Gupta]

You get your ICICI CC account instantly credited using HDFC BillPay? Which card do you have? I have ICICI APay and it always takes me long, so I make sure I have paid by 26/27 so that in the worst case it gets credited by 3/4. It has happened at least twice in the last 6 months (even when I have paid by 27th) that it has got credited on the due date of ICICI (which must have been 4/5). Though the date mentioned is the date of payment i.e. 27th of previous month

I only have hdfc card myself. But i have a friend, i use his cards like mine he gave me all photos and his email id for otp and statements.

I don't know why banks reject my card as i have good income and cibil score.

 

[Rahul Gupta]

Even paytm settles it immediately

Same i have paid three cc bills last month and got credited in 2 mins. Previously it used to take 4-5 days.

 

[Wealth is my birth right!]

Hi all spent on paytm cc bills my exclusive debit card around 80k for testing and I posted my earlier screenshots in this thread
Here below the points credit and got credit within 3 minutes
Approximately.9% I can see