Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Wealth is my birth right!]

It is taking 1-5 days to credit points

Ok will wait for couple more days and update here
Getting panic since someone said MobiKwik only got rewards in in IndusInd

 

[Batmanbaba]

Ok will wait for couple more days and update here
Getting panic since someone said MobiKwik only got rewards in in IndusInd

Surprisingly mobikwik is quite good in credit card bill payment.. 1-3 working days the payment gets updated.... And yes I only said that... I got for two payments this month... Now paytm is showing merchant name paytm cc bill while paying credit card bill.... Mobikwik still shows only mobikwik as merchant...

 

[satviksehgal]

Surprisingly mobikwik is quite good in credit card bill payment.. 1-3 working days the payment gets updated.... And yes I only said that... I got for two payments this month... Now paytm is showing merchant name paytm cc bill while paying credit card bill.... Mobikwik still shows only mobikwik as merchant...

yes your are right, Paytm is showing as cc bill payment.

 

[satviksehgal]

Ok will wait for couple more days and update here
Getting panic since someone said MobiKwik only got rewards in in IndusInd

Even Snapay transactions are getting reward points on IndusInd.

 

[Copycat]

I paid 50k cc bill payment through HDFC bill payment 2 days back but still not credits in my icici cc account
how much time does it take to credit

When using HDFC bill pay
4-5 days for ICICI. Axis 1 day lesser than ICICI. BOB immediate (so fast in fact you get the BOB credit SMS before the HDFC debit SMS)

When using Mobikwik
Anywhere from 1 hour (yes, last month one payment got credited within 1 hour, I was so shocked I double checked with my Axis statement thinking it was a mistake) to 5 days. Usually within 2-3 days.

Using HDFC Bill Pay for 1+ year now, Mobikwik for nearly 3 years (I think so but it could be only 2 years)

 

[Rahul Gupta]

4-5 days for ICICI. Axis 1 day lesser than ICICI. BOB immediate (so fast in fact you get the BOB credit SMS before the HDFC debit SMS)

In my case icici and sbi is instant and axis is within 2 days.

 

[Copycat]

In my case icici and sbi is instant and axis is within 2 days.

You get your ICICI CC account instantly credited using HDFC BillPay? Which card do you have? I have ICICI APay and it always takes me long, so I make sure I have paid by 26/27 so that in the worst case it gets credited by 3/4. It has happened at least twice in the last 6 months (even when I have paid by 27th) that it has got credited on the due date of ICICI (which must have been 4/5). Though the date mentioned is the date of payment i.e. 27th of previous month

 

[Wealth is my birth right!]

When using HDFC bill pay
4-5 days for ICICI. Axis 1 day lesser than ICICI. BOB immediate (so fast in fact you get the BOB credit SMS before the HDFC debit SMS)

When using Mobikwik
Anywhere from 1 hour (yes, last month one payment got credited within 1 hour, I was so shocked I double checked with my Axis statement thinking it was a mistake) to 5 days. Usually within 2-3 days.

Using HDFC Bill Pay for 1+ year now, Mobikwik for nearly 3 years (I think so but it could be only 2 years)

I got such a surprise from cred app when I paid amex bill
Almost 5 mins I got confirmation sms from Amex

 

[sv004]

I got such a surprise from cred app when I paid amex bill
Almost 5 mins I got confirmation sms from Amex

Even paytm settles it immediately

 

[Wealth is my birth right!]

Even paytm settles it immediately

All time I used to send from SCB’s net banking to all 3 Amex cards and the next day I get msg that it’s settled lol

 

[Rahul Gupta]

You get your ICICI CC account instantly credited using HDFC BillPay? Which card do you have? I have ICICI APay and it always takes me long, so I make sure I have paid by 26/27 so that in the worst case it gets credited by 3/4. It has happened at least twice in the last 6 months (even when I have paid by 27th) that it has got credited on the due date of ICICI (which must have been 4/5). Though the date mentioned is the date of payment i.e. 27th of previous month

I only have hdfc card myself. But i have a friend, i use his cards like mine he gave me all photos and his email id for otp and statements.

I don't know why banks reject my card as i have good income and cibil score.

 

[Rahul Gupta]

Even paytm settles it immediately

Same i have paid three cc bills last month and got credited in 2 mins. Previously it used to take 4-5 days.

 

[Wealth is my birth right!]

Hi all spent on paytm cc bills my exclusive debit card around 80k for testing and I posted my earlier screenshots in this thread
Here below the points credit and got credit within 3 minutes
Approximately.9% I can see

 

[Premium Carder]

Hi all spent on paytm cc bills my exclusive debit card around 80k for testing and I posted my earlier screenshots in this thread
Here below the points credit and got credit within 3 minutes
Approximately.9% I can seeView attachment 7460View attachment 7461

sir how many cards holding credit and debit

 

[Wealth is my birth right!]

sir how many cards holding credit and debit

Hi
Having around 10cc and 7 dc
Use it for best yield alternatively time to time

 

[TheMentalist]

Hi all spent on paytm cc bills my exclusive debit card around 80k for testing and I posted my earlier screenshots in this thread
Here below the points credit and got credit within 3 minutes
Approximately.9% I can seeView attachment 7460View attachment 7461

80k in a single tnx or multiple? So, the reward rate is almost as per the OP

 

[Wealth is my birth right!]

80k in a single tnx or multiple? So, the reward rate is almost as per the OP

Nope
Paytm won’t allow big amounts in single go
I split 20k X 4 times and effected one by one when the previous payment gets settled
Once I did 75k in hdfc platinum bill pay I took IndusInd for testing and yes as per OP it’s fine true but I prefer straight hdfc till 75k once it’s threshold met in a month then to use this funda to get 0.9%

 

[ULTRA-MAGNUS]

Nope
Paytm won’t allow big amounts in single go
I split 20k X 4 times and effected one by one when the previous payment gets settled
Once I did 75k in hdfc platinum bill pay I took IndusInd for testing and yes as per OP it’s fine true but I prefer straight hdfc till 75k once it’s threshold met in a month then to use this funda to get 0.9%

Are you confirm about getting cashback on platinum debit card via paytm for cc bill payment? Does paytm categorize this as utility payment?

 

[Wealth is my birth right!]

Are you confirm about getting cashback on platinum debit card via paytm for cc bill payment? Does paytm categorize this as utility payment?

Not platinum it is IndusInd signature exclusive dc

 

[Crusader4Credit]

I am thinking about opening a salary/savings a/c with HDFC just for this DC. Which one should I go for? I have my salary a/c with ICICI as of now.