Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Wealth is my birth right!]

Have you tried cred?

Yes did once for Amex payment but in my account I am getting upi option only no debit card pay shows

 

[kshitij_0]

Yes did once for Amex payment but in my account I am getting upi option only no debit card pay shows

You will get debit card options only if you pay for the amount more than Rs 50000(not even equal to). You can try it and post your experience. And I think I am getting cashbacks for those payments as well in my hdfc debit cards( I am not sure about this ). I had a lot of cashbacks in my DC but I am not sure from where it came. I don't think I have done any big transaction with my DC apart from paying CC bill that too with cred. I'll confirm this after sometime.

 

[sv004]

You will get debit card options only if you pay for the amount more than Rs 50000(not even equal to). You can try it and post your experience. And I think I am getting cashbacks for those payments as well in my hdfc debit cards( I am not sure about this ). I had a lot of cashbacks in my DC but I am not sure from where I came. I don't think I have done any big transaction with my DC apart from paying CC bill that too woth cred. I'll confirm this after sometime.

Which dc u have

 

[hakunamatata]

Has anyone used IndusInd debit card with cred and got points?

 

[churn]

Has anyone used IndusInd debit card with cred and got points?

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

Also shouldn't the regular Indusind signature debit cards (not just the select) get rewards for CC payments?

Terms & Conditions: Indus Rewards Program - IndusInd Bank

Find the Indus Rewards Program for individual savings account holders at IndusInd Bank. Terms & conditions are applicable to accrual & redemption of reward points. Read more.

www.indusind.com

 

[hks789]

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

Also shouldn't the regular Indusind signature debit cards (not just the select) get rewards for CC payments?

https://www.indusind.com/in/en/personal/Indus-Rewards-program.html[/URL

If it is a signature card you should get rp. I am using Signature DC from Partner Account

 

[kshitij_0]

Which dc u have

HDFC Platinum. I have multiple family members accounts so multiple debit cards

 

[Sanskar]

Yes did once for Amex payment but in my account I am getting upi option only no debit card pay shows

No I am taking about IndusInd bank signatur Exclusiv/select card or RBL bank signature+ card cc bill payment through cred? And did you get Cashback?

 

[Vineet Kumar]

Have Indus Exclusive Account and the World Master Debit Card provides 6X rewards above 20K usage. Excellent if used for CC Payments.

 

[kshitij_0]

Have Indus Exclusive Account and the World Master Debit Card provides 6X rewards above 20K usage. Excellent if used for CC Payments.

Can you convert that into % return as we are not aware how those reward points are redeemed?

 

[Vineet Kumar]

There is IndusMoment Portal for reward redemption. Very smooth process.

 

[kshitij_0]

There is IndusMoment Portal for reward redemption. Very smooth process.

I am asking what's the exact value of that reward point? Coz I don't have indus account, I am planning to open one

 

[hakunamatata]

I am asking what's the exact value of that reward point? Coz I don't have indus account, I am planning to open one

35 paise/point direct to a/c.

 

[ARV]

I am asking what's the exact value of that reward point? Coz I don't have indus account, I am planning to open one

0.93% for 1.1L spend

 

[abhishekvora91]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

@kushal Can we connect over call for this??​

 

[churn]

Those using Indusind debit card, have you tried using the BillPay facility of Indusind. I know you get rewards via Paytm/Mobikwik, but just wanted to know if someone tried using the bill pay of Indusind bank.

 

[sv004]

Can someone confirm if they are getting rewards points on loading paytm via millenia debit card

 

[Prakash2004]

Those using Indusind debit card, have you tried using the BillPay facility of Indusind. I know you get rewards via Paytm/Mobikwik, but just wanted to know if someone tried using the bill pay of Indusind bank.

Indusind billpay doesn't allow payment via debit card, so I don't see any reason to use it

 

[kshitij_0]

Can anyone tell me how to pay IDFC Bank CC Bill by using HDFC CC as in HDFC Bill Pay we can't register IDFC Bank Credit Card?

 

[TheMentalist]

Can someone confirm if they are getting rewards points on loading paytm via millenia debit card

It gives 1% upto 400

Can anyone tell me how to pay IDFC Bank CC Bill by using HDFC CC as in HDFC Bill Pay we can't register IDFC Bank Credit Card?

Mobikwik might be an option : https://www.technofino.in/community/threads/regarding-hdfc-bill-pay.3430/post-101227