Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Wealth is my birth right!]

Has anyone redeemed HDFC easyshop platinum debit card points for cashback in account recently? I am trying thru HDFC net banking from last 3 days and getting below error. Have 1500 points after paying 75k credit card bill for 2 consecutive months.

"We apologize, but this facility is temporarily unavailable. Please try again later."

Monthly some 4 or 5 days we get such response try to redeem post 48 hrs it will work

 

[Shreyasrp]

Hello, I have a hdfc cc and hdfc platinum dc
Currently I’m using CRED to pay my bill but it’s not as rewarding as it used to
Any options though which I can get 1% cash back on my platinum dc by paying my hdfc cc bill ?
Or any other rewarding ways ?

 

[hks789]

Hello, I have a hdfc cc and hdfc platinum dc
Currently I’m using CRED to pay my bill but it’s not as rewarding as it used to
Any options though which I can get 1% cash back on my platinum dc by paying my hdfc cc bill ?
Or any other rewarding ways ?

Pay using mobikwik. You will get 1% till 750rs

 

[panu24]

Pay using mobikwik. You will get 1% till 750rs

You pay using mobikwik Or hdfc billpay system, total 1% cashback you earn will be 750 per month only.

 

[Shreyasrp]

Okay, you can share your referral to get some bonus because it will be my first time downloading MobiKwik.
Also the 1% will be categorized in which section? And there are no extra charges to pay my cc bill via dc right ?

 

[hks789]

Okay, you can share your referral to get some bonus because it will be my first time downloading MobiKwik.
Also the 1% will be categorized in which section? And there are no extra charges to pay my cc bill via dc right ?

There won't be any extra charge for dc payments.
Referral: Here

 

[thekirang]

I added money from millenia dc to paytm wallet. But in transaction it shown paytm payment service instead of paytm wallet.



m i eligible for 1% cashback on wallet load ?

 

[hakunamatata]

I added money from millenia dc to paytm wallet. But in transaction it shown paytm payment service instead of paytm wallet.



m i eligible for 1% cashback on wallet load ?

Yes

 

[harshar]

Is the 1.12 lkh limit for indusind per calendar month?
I have an upcoming axis bank cc payment of around 2.8lkh, that can be paid across Jan/Feb. I can pay this via cred - indusind exclusive signature DC.
Should I pay ~1.2 in Jan end and ~1.2 in early Feb to get 6000 indus points?

 

[hakunamatata]

Is the 1.12 lkh limit for indusind per calendar month?
I have an upcoming axis bank cc payment of around 2.8lkh, that can be paid across Jan/Feb. I can pay this via cred - indusind exclusive signature DC.
Should I pay ~1.2 in Jan end and ~1.2 in early Feb to get 6000 indus points?

Do 1.12 Lakh before 26th and remaining after 1st

 

[kshitij_0]

Is the 1.12 lkh limit for indusind per calendar month?
I have an upcoming axis bank cc payment of around 2.8lkh, that can be paid across Jan/Feb. I can pay this via cred - indusind exclusive signature DC.
Should I pay ~1.2 in Jan end and ~1.2 in early Feb to get 6000 indus points?

Cred payments through DC doesn't give CB. At least that's what happens in case of HDFC DC. Mobikwik payments are eligible for CB, tried and tested but you can pay max 1 lakh per month that too if you have Full KYC Account.

 

[harshar]

I'll try both cred and mobikwik and verify, it probably works for indusind -

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

 

[Ankur dhanda]

i have IndusInd pioneer debit card and visa exclusive signature debit card.
After exhausting the 750 cashback limit of hdfc debit card for payment upto 75000, I use the visa exclusive signature debit for upto 1.12 L. I have used mobikwik with IndusInd debit card and received points within 3 days of making payment.

 

[kshitij_0]

i have IndusInd pioneer debit card and visa exclusive signature debit card.
After exhausting the 750 cashback limit of hdfc debit card for payment upto 75000, I use the visa exclusive signature debit for upto 1.12 L. I have used mobikwik with IndusInd debit card and received points within 3 days of making payment.

Which modes do you prefer? Because in Mobikwik you can only do upto 1 L per month?

 

[jack333]

i have IndusInd pioneer debit card and visa exclusive signature debit card.
After exhausting the 750 cashback limit of hdfc debit card for payment upto 75000, I use the visa exclusive signature debit for upto 1.12 L. I have used mobikwik with IndusInd debit card and received points within 3 days of making payment.

With pioneer account also can we have 3 debit cards pioneer visa infinite, Pioneer mastercard world and visa exclusive? @Ankur dhanda

 

[Ankur dhanda]

Which modes do you prefer? Because in Mobikwik you can only do upto 1 L per month?

I do not have full kyc yet I paid with my IndusInd debit card in multiples of 20k for payment total more than 1 lakh. I can share the screenshots if you like. I don’t know why you weren’t able to complete it

 

[Ankur dhanda]

Is the 1.12 lkh limit for indusind per calendar month?
I have an upcoming axis bank cc payment of around 2.8lkh, that can be paid across Jan/Feb. I can pay this via cred - indusind exclusive signature DC.
Should I pay ~1.2 in Jan end and ~1.2 in early Feb to get 6000 indus points?

Yes it’s calendar month. Split it btw jan and Feb, you should be good then. With mobikwik I have received the reward points on exclusive signature DC.

 

[doomlord]

Yes

I read somewhere that millennia dc also gives 1% directly via mobikwik , can you or anyone confirm?

 

[hakunamatata]

I read somewhere that millennia dc also gives 1% directly via mobikwik , can you or anyone confirm?

It gives 1% everywhere, just has a cap of Rs. 400 per month.

 

[Deleted member 5552]

Cred payments through DC doesn't give CB. At least that's what happens in case of HDFC DC. Mobikwik payments are eligible for CB, tried and tested but you can pay max 1 lakh per month that too if you have Full KYC Account.

I paid Rs 14700 without any kyc. Mobikwik doesn't give any cashback as my account is not kyc compliant