Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.
My father has hdfc regalia from 4-5 years and home + top up loan from hdfc from 8-9 years
Always gets limit upgrade notification and other offers but he doesn't care about that.