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Best Way to pay Credit Card Bill

kushal

TF Select
VIP Lounge
Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.
 
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Automatically? Are you kidding? 🤣🤣🤣

I spammed all levels support emails daily and also filed a complaint with the RBI Banking Ombudsman.

After 17 days, my account got unfrozen.
Mine also got Frozen last month. Have to threaten my RM with RBI Ombudman complaint to get it unfrozen after 20 days.
 
Mine also got Frozen last month. Have to threaten my RM with RBI Ombudman complaint to get it unfrozen after 20 days.
RM has no power in IndusInd or any bank in such cases. I have been calling DBM every day along with spamming support emails from L1 to nodal and MD.

I think RBI ombudsman ka bamboo kaam aaya.
Indus get frezed too ?
Select account ? Variant ( I have)

Anything to safeguard..
Anything to avoid ?
 
Indus get frezed too ?
Select account ? Variant ( I have)

Anything to safeguard..
Anything to avoid ?
Select open kiya and uske baad Indie bhi.

Dono ek sath freeze ho gya.

Indie me complaint kiya to address verification ke baad unfreeze ho gya.

Par Select unfreeze hone ke liye sabko spam and RBI ka bamboo karna pada.

I have no idea why did they freeze my account even after doing transaction from/to my own accounts.
 
Select open kiya and uske baad Indie bhi.

Dono ek sath freeze ho gya.

Indie me complaint kiya to address verification ke baad unfreeze ho gya.

Par Select unfreeze hone ke liye sabko spam and RBI ka bamboo karna pada.

I have no idea why did they freeze my account even after doing transaction from/to my own accounts.
Ok I will avoid indie
My freeze was for few days when I opened the account . Then working fine
 
That debit freeze is for everyone.

IndusLnd is freezing accounts using this algorithm "analytics model output for suspect account"

My rm was good after opening account unfreezed within 2 days
 
Indus get frezed too ?
Select account ? Variant ( I have)

Anything to safeguard..
Anything to avoid ?
Mine was Indusind select account. Have to submit supporting document from where the amount is credited to my account to unfreeze.

To safeguard don't do heavy transactions to same merchant back to back( which can trigger their algorithm for suspicious transactions)
 
Mine was Indusind select account. Have to submit supporting document from where the amount is credited to my account to unfreeze.

To safeguard don't do heavy transactions to same merchant back to back( which can trigger their algorithm for suspicious transactions)
Park+ is dc disabled
Will do in Paytm now with visa 🌚

Using just for cc payment .
No other use
 
Use Cheq for Indus MC and IDFC, have got points for both. Although IDFC sometimes hold for big amounts from any merchant.
Only con is Rs 50k limit, if they suddenly change the MCC, it will be a huge loss.
Merchant name- cheq
For Indus MC, Merchant name comes as CHEQ DIGITAL PRIVATE LGurgaon

Is this eligible?
 
Use Cheq for Indus MC and IDFC, have got points for both. Although IDFC sometimes hold for big amounts from any merchant.
Only con is Rs 50k limit, if they suddenly change the MCC, it will be a huge loss.
Merchant name- cheq
I will use visa signature+ platinum for 1.8 lakh payment then use go to MasterCard ..then if left idfc
Till then using Paytm for indus visa
 
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