Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Rahul Gupta]

Do we get for idfc dc as well?

I can't say becuase i am banned from idfc rewards portal.

 

[jack333]

I can't say becuase i am banned from idfc rewards portal.

I got my rewards portal unblocked within a week after BM visit to home. He just dropped a mail that all transactions are genuine

 

[Rahul Gupta]

I got my rewards portal unblocked within a week after BM visit to home. He just dropped a mail that all transactions are genuine

My branch Bm isn't helpfull at all. In march they asked me to keep 10 lac for year ending and i asked them to get my rewards portal unblocked in exchange but they didn't do it.

 

[kushhh]

My branch Bm isn't helpfull at all. In march they asked me to keep 10 lac for year ending and i asked them to get my rewards portal unblocked in exchange but they didn't do it.

Lakho me points hai kya?

 

[jack333]

My branch Bm isn't helpfull at all. In march they asked me to keep 10 lac for year ending and i asked them to get my rewards portal unblocked in exchange but they didn't do it.

Usko thodi gajar dikhao. Bolo you'll upgrade account to pvt banking and open other family members accounts. He also asked me for funding which i clearly told him will fund only after reward portal gets unblocked as I am scared of account also getting blocked. If you maintained good balance earlier I'm sure he'll oblige

 

[Rags]

My branch Bm isn't helpfull at all. In march they asked me to keep 10 lac for year ending and i asked them to get my rewards portal unblocked in exchange but they didn't do it.

Why did they block ?

 

[Rahul Gupta]

Usko thodi gajar dikhao. Bolo you'll upgrade account to pvt banking and open other family members accounts. He also asked me for funding which i clearly told him will fund only after reward portal gets unblocked as I am scared of account also getting blocked. If you maintained good balance earlier I'm sure he'll oblige

I had maintained 10lac plus in the past and when he asked why i moved my money away then i simply said my rewards portal is blocked without any reason. If he can get it unblocked i will fund my account again and continue my relationship. He said he will check and didn't reply after that.

Btw i was also scared of account freezing thats why removed all the funds except MAB.

 

[Rahul Gupta]

Why did they block ?

High value transactions and rotations. I found a flow in their system sep last year and got insane amount of rp. Alot of people in Tf community knew about this flow. Btw that bug/system loophole is patched.

 

[sm9811911]

High value transactions and rotations. I found a flow in their system sep last year and got insane amount of rp. Alot of people in Tf community knew about this flow. Btw that bug/system loophole is patched.

Not patched yet. lol

 

[kushhh]

Not patched yet. lol

Which one ? Cancel and still get points one?

 

[Ganeshraja]

Mine also got Frozen last month. Have to threaten my RM with RBI Ombudman complaint to get it unfrozen after 20 days.

I wrote a request letter to unfreeze. Bank will then do physical verification and then they will unfreeze. BM says banks are just suspicious of big transactions because of elections

 

[xxScriptzxx]

Not patched yet. lol

Which one is this.. dm kar doge kya

 

[Ganeshraja]

I can't say becuase i am banned from idfc rewards portal.

Have you managed to get it unblocked ?

 

[Ganeshraja]

Use Cheq for Indus MC and IDFC, have got points for both. Although IDFC sometimes hold for big amounts from any merchant.
Only con is Rs 50k limit, if they suddenly change the MCC, it will be a huge loss.
Merchant name- cheq

when did you pay through idfc? Are you sure you got points ? 50k payment is too much to risk and check lol

 

[Rahul Gupta]

Have you managed to get it unblocked ?

I tried but they didn't budge a inch.

when did you pay through idfc? Are you sure you got points ? 50k payment is too much to risk and check lol

You will get points dont worry. I got points for two merchant names- cheq, CHEQ DIGITAL PRIVATE.

 

[Vasuki]

I wrote a request letter to unfreeze. Bank will then do physical verification and then they will unfreeze. BM says banks are just suspicious of big transactions because of elections

Dumbest reason one could think of

So 12*30 there is election so what block account everyday

This isn't cash but digital transaction & in election only after police intervention anyone can freeze

Prima facia this is this 20 rs algorithm problem

 

[Vasuki]

I tried but they didn't budge a inch.

You will get points dont worry. I got points for two merchant names- cheq, CHEQ DIGITAL PRIVATE.

IN indus MC ? This month
Or idfc

 

[Rahul Gupta]

IN indus MC ? This month
Or idfc

Yes induc MC only. I have no idea about idfc.

 

[Nishan11]

I made a payment on 2nd April for my SBI credit card through Paytm using bank of baroda UPI. Money debited, transaction was in process for more than 30 hours then failed. Paytm customer care & in app chat bot is stupid.

Twitter team saying wait 3-7 working days but will not provide RRN. Only shows refund initiated on 3rd April night.

They don't even tell RRN.

Lesson learned. Will pay all credit card bills through their respective official app/website portals.

 

[Rahul Gupta]

I made a payment on 2nd April for my SBI credit card through Paytm using bank of baroda UPI. Money debited, transaction was in process for more than 30 hours then failed. Paytm customer care & in app chat bot is stupid.

Twitter team saying wait 3-7 working days but will not provide RRN. Only shows refund initiated on 3rd April night.

They don't even tell RRN.

Lesson learned. Will pay all credit card bills through their respective official app/website portals.

Paytm recenly changed their cc billpay system for sbi. I think they swtiched from NEFT to bbps and you got caught up in between.