Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Rahul Gupta]

Have not tried. Read a lot about payment failures and stuck refunds, so wary of it

They do refund but takes some time aprrox 10-15days. I have used unipay for around 9 lakh bill payment. All of them were bbps cards and none of them failed but when i tried a non bbps card it got failed.

 

[Sriim]

They do refund but takes some time aprrox 10-15days. I have used unipay for around 9 lakh bill payment. All of them were bbps cards and none of them failed but when i tried a non bbps card it got failed.

My question was for non bbps cards. I use airtel for bbps cards

 

[Chitra007]

Received points for the April 12th transaction on Paytm from Indus Select Visa DC

 

[Anil_Singh]

Received points for the April 12th transaction on Paytm from Indus Select Visa DC

I got points even for April 17th transaction on Paytm.
Strange. They credited points in 2 days for me for the first time.

 

[Sriim]

Points received on April 18 for transactions done on April 14 on paytm using Visa

 

[Animal]

Points received on April 18 for transactions done on April 14 on paytm using Visa

I guess they are crediting the points on specific days.

 

[imuntitled]

Received rp for 15th April transaction done on Cred using IndusInd Visa dc

 

[BabuBhaiya]

How to pay HDFC CC from HDFC EPDC and get rewards plus Instant Settlement

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

How to pay HDFC CC from HDFC EPDC and get rewards plus Instant Settlement

instant settlement nahi milega but use sbi unipay

 

[PANK]

They do refund but takes some time aprrox 10-15days. I have used unipay for around 9 lakh bill payment. All of them were bbps cards and none of them failed but when i tried a non bbps card it got failed.

Not true I am still waiting for the refund of failed transaction on 28 March I mailed to SBI and bbps 10 days back but nothing has been done so far

 

[skip_tyler]

Indus Select Signature DC on Cred bill payment of above 50k, will this fetch RP on debit card, if not where can i use this DC to get RP ( SBI unipay, Paytm.. ?)

 

[Rahul Gupta]

Not true I am still waiting for the refund of failed transaction on 28 March I mailed to SBI and bbps 10 days back but nothing has been done so far

My transactions done on 25 march and 2nd april both auto refunded without any mail to anyone.

 

[pinki]

Indus Select Signature DC on Cred bill payment of above 50k, will this fetch RP on debit card, if not where can i use this DC to get RP ( SBI unipay, Paytm..?

Go with sbi or Paytm

 

[Rahul Gupta]

Indus Select Signature DC on Cred bill payment of above 50k, will this fetch RP on debit card, if not where can i use this DC to get RP ( SBI unipay, Paytm.. ?)

If its visa then paytm is the best option.

 

[Sriim]

Paid 10000+78000 on paytm on April 14 and 6658 on Mobikwik on April 16 (Total 94658)

Got points for 82827 rupees only. Whichever way i calculate, doesn't make sense

 

[Rahul Gupta]

Paid 10000+78000 on paytm on April 14 and 6658 on Mobikwik on April 16 (Total 94658)

Got points for 82827 only. Whichever way i calculate, doesn't make sense

It is a progressive system and this is indus we are talking aboout. So jitna mil rha h khush raho basically according to bank policies you shouldn't even be receiving these points.

 

[Sriim]

It is a progressive system and this is indus we are talking aboout. So jitna mil rha h khush raho basically according to bank policies you shouldn't even be receiving these points.

Calculated as progressive only.

Grateful till it's devalued definitely😁

 

[Sisyphus]

I opened an Indus Ind Select Account, and got the Visa DC.

Made a first CC Payment Via Paytm on the IndusInd Select Visa DC for INR 7,500 on 17th April

I see that today 45 reward points have been credited. Can someone help explain the reward points rate & conversion ratio of RP to INR? The credit doesn't seem to tie in with the reward points table listed online in IndusInd website.

 

[Rahul Gupta]

I opened an Indus Ind Select Account, and got the Visa DC.

Made a first CC Payment Via Paytm on the IndusInd Select Visa DC for INR 7,500 on 17th April

I see that today 45 reward points have been credited. Can someone help explain the reward points rate & conversion ratio of RP to INR? The credit doesn't seem to tie in with the reward points table listed online in IndusInd website.

visa signature dc or platinum dc? Indus is knows to mess with points.

 

[Sisyphus]

visa signature dc or platinum dc? Indus is knows to mess with points.

Visa Signature DC

From what I understand: Max Points 3000 earned in a month, Max points redeemed in a month 5000. Conversion INR 0.35 per point

And cumulative spends over 40k per month on the card earns 6x reward points for every INR 200 spent.

Even for 7.5k with that table, should have gotten 111 points (7500/200, round down to 37 and cumulative 5k to 10k slab is 3 points per 200)