Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[VISHESH_BANSAL]

Bro batao na
Kon konse platform pe visa se cashback aayega

And konse platform pe mastercard se?

Indusind is moody.

Kisi kisi ko same day same platform se txn karne par bhi ek txn pe mile ek pe nhi.

It has been already told many times in this forum.

Use Parkplus if you can wait for Repayment settlement to credit Card.

If you want faster settlement you can use IMPS/NEFT🤣

 

[pinki]

Indusind is moody.

Kisi kisi ko same day same platform se txn karne par bhi ek txn mile ek pe nhi.

It is already told many times in this form.

Use Parkplus of you can wait for Repayment settlement to credit Card.

If you want faster settlement you can use IMPS/NEFT🤣

Yha logo ko sb thali me paroskar chahiye sir 🤣🤣
khud se thora srch nhi krna hai

 

[Anil_SinghAnil_Singh is verified member.]

@ItsAnilSingh kindly explain
Visa vs mc world
Induslnd select & where it can be used ..
Cashback timeline
How to redeem etc etc

Eligible platforms as of now
Indus Select Visa - Paytm, Park+
Indus Select Mastercard - Park+, Cheq

Cashback timeline
Indus Select Visa - 5 to 7 working days
Indus Select Mastercard - 2 to 3 working days

To redeem,
Mobile app -> Cards -> Debit Cards -> Manage -> View points -> Redeem

 

[VasukiVasuki is verified member.]

Eligible platforms as of now
Indus Select Visa - Paytm, Park+
Indus Select Mastercard - Park+, Cheq

Cashback timeline
Indus Select Visa - 5 to 7 working days
Indus Select Mastercard - 2 to 3 working days

To redeem,
Mobile app -> Cards -> Debit Cards -> Manage -> View points -> Redeem

Thanks for comprehensive answer .. appreciate it ♥️

 

[Haveli69]

Paid 30K on park+ on 12th march for my SBI CB card bill payment. Didn't exceeded the amount more than due still payment went to processing on park+ ( BBPS is hit or miss in park+ I guess) .

After waiting for 1 whole day, next day I emailed park+ regarding same and they replied after 10 hours that they're looking into it and in second reply they mentioned that your bill payment has been failed and amount will be refunded in 4-5 business days. Already 5 business days are over and yet I haven't received any refund.

Again wrote mail to them yesterday but no response from them even after 24 hrs. Also no response on X (twitter).

Any solution how to get in touch with their customer care or should I complain somewhere else ?

 

[aamaadmi]

Eligible platforms as of now
Indus Select Visa - Paytm, Park+
Indus Select Mastercard - Park+, Cheq

Cashback timeline
Indus Select Visa - 5 to 7 working days
Indus Select Mastercard - 2 to 3 working days

To redeem,
Mobile app -> Cards -> Debit Cards -> Manage -> View points -> Redeem

1. Is rewards redemption free? Any charges?
2. Are 3000 points limit valid for each card? or separate? I have both visa and mc.
3. Does paytm allow multiple payments to same cc using same dc in a month? I want to split payments after confirming reward points, as my bill is large.

 

[MS R]

1. Is rewards redemption free? Any charges?
2. Are 3000 points limit valid for each card? or separate? I have both visa and mc.
3. Does paytm allow multiple payments to same cc using same dc in a month? I want to split payments after confirming reward points, as my bill is large.

1. no charge for cashback redemption / for reward catalogue (never tried - not sure)
2. 3000 points = 1050 rs in value (max 112,500 spend for 3000 reward points /separate for each card.
3. yes ,, should not be a problem

 

[aamaadmi]

1. no charge for cashback redemption / for reward catalogue (never tried - not sure)
2. 3000 points = 1050 rs in value (max 112,500 spend for 3000 reward points /separate for each card.
3. yes ,, should not be a problem

Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112

Since the reward earnings are cumulative in nature, how does this work?

I pay a 10k bill, I get points worth 43 in a few days. Later I pay another 10k, I reach 20k, then will I get 113-43 rupees worth points or 43 only here also and extra points added later?

 

[Anil_SinghAnil_Singh is verified member.]

It will get updated. 2 din Baad App open karna

Yes. Its now showing as paid. So, one has to wait till the payment is settled.

 

[MS R]

for spends using Indus Visa & Master DC (Selcect/Exclusive) yields following points

spends	Points per Rs. 200/	points
upto 5000	2	50
5,001 - 10,000	3	75
10,001 - 20,000	4	200
20,001 - 40,000	5	500
40,001 - 112,500	6	2175

upto spend of 112,500 rupees we get max 3000 reward points in a month = 3000 * .35 = 1050 rupees

 

[Sriim]

Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112

Since the reward earnings are cumulative in nature, how does this work?

I pay a 10k bill, I get points worth 43 in a few days. Later I pay another 10k, I reach 20k, then will I get 113-43 rupees worth points or 43 only here also and extra points added later?

You'll get 43 points for the first 10k. You'll get 70 points for the 2nd 10k. As the second 10k will get rewards at the rate 0.35 * 4/200 * 10k

 

[AR80]

My Amazon pay ICICI credit card bill due was on Mar 7th. I paid bill payment through hdfc bill pay on 6th March and got SMS saying that it's credited to my account on 11th March.
Today I received monthly statement, it's showing as payment received on 6th March (before due date) but still they charged me Rs 500+90 as late payment fees. Called customer care and not agreeing to reverse it saying that payment received on 11th March.
Can someone help me how to handle this.

 

[pinki]

Paid 30K on park+ on 12th march for my SBI CB card bill payment. Didn't exceeded the amount more than due still payment went to processing on park+ ( BBPS is hit or miss in park+ I guess) .

After waiting for 1 whole day, next day I emailed park+ regarding same and they replied after 10 hours that they're looking into it and in second reply they mentioned that your bill payment has been failed and amount will be refunded in 4-5 business days. Already 5 business days are over and yet I haven't received any refund.

Again wrote mail to them yesterday but no response from them even after 24 hrs. Also no response on X (twitter).

Any solution how to get in touch with their customer care or should I complain somewhere else ?

Same happened with me on 11th march only .
But abhi tk refund nhi aya ! 9 din hone ko hai.
Everytime i mail them, they just reply same thing that my transaction is failed, and they have forwarded.... Blah blah 🥲

 

[aamaadmi]

My Amazon pay ICICI credit card bill due was on Mar 7th. I paid bill payment through hdfc bill pay on 6th March and got SMS saying that it's credited to my account on 11th March.
Today I received monthly statement, it's showing as payment received on 6th March (before due date) but still they charged me Rs 500+90 as late payment fees. Called customer care and not agreeing to reverse it saying that payment received on 11th March.
Can someone help me how to handle this.

Did you get the message from hdfc or icici informing the payment receipt? If it's from icici, then you can share the sms with them and get it waived.
Depending on biller, It usually takes a few working days for credit receipt, so pay atleast 1 week in advance from next time.
Also, RBI has mandated a 3 day grace period, but your's is still 1 day extra. Try to escalate and plead your case.

 

[Anil_SinghAnil_Singh is verified member.]

Same happened with me on 11th march only .
But abhi tk refund nhi aya ! 9 din hone ko hai.
Everytime i mail them, they just reply same thing that my transaction is failed, and they have forwarded.... Blah blah 🥲

My amount is around 3k. Same issue with me too. Same SBI CB CC payment. Had to repeat 3k payment from paytm.

 

[pinki]

My amount is around 3k. Same issue with me too. Same SBI CB CC payment. Had to repeat 3k payment from paytm.

Which date? Have u got refund?

 

[pinki]

My amount is around 3k. Same issue with me too. Same SBI CB CC payment. Had to repeat 3k payment from paytm.

The reason i m avoiding park+ these days🥲 inke platform se rewards to hit ho ja rhe hai lekin cc payment hi hit or miss vala game chlra ab😂

 

[Anil_SinghAnil_Singh is verified member.]

Which date? Have u got refund?

No refund. 16th March. Lets see.

 

[Anil_SinghAnil_Singh is verified member.]

The reason i m avoiding park+ these days🥲 inke platform se rewards to hit ho ja rhe hai lekin cc payment hi hit or miss vala game chlra ab😂

Looks like problem is with SBI CB CC only. I pay bills of Amazon Pay, Coral Rupay, Ace, KWIK, Kotak, SimplyClick since IndusInd DC's started giving reward points via park+.

 

[kshitij_0]

The reason i m avoiding park+ these days🥲 inke platform se rewards to hit ho ja rhe hai lekin cc payment hi hit or miss vala game chlra ab😂

Mere sath kabhi nahi hua aisa. Bahut payment kiya. Par ab aage ke liye savdhan rahna hai