Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[VISHESH_BANSAL]

sir jee is indusind mc giving points with sbi unipay?

In Current month I did not tried but Indus will Give RPs.

Last time I did in Feb on Unipay and Received points too

 

[sky_walker_rules]

Me too, got points for paytm transaction. Waiting for Select MC debit card points (Did transaction on Cheq).

any idea if we get points if pay via idfc visa debit card?

 

[Deepak_Shetty]

any idea if we get points if pay via idfc visa debit card?

No idea, I don't have IDFC account.

 

[S.B.N.B]

Airtel se payment nqhi ho pa raha rupay cc se.. kql Tak ho raha tha. Ab kaha use kare rupay cc ko?

 

[Rahul Gupta]

Does Indusind credit reward points in multiple of 200 or they provide reward points for cumulative spends for example if I do transaction of ₹750 then I will get reward points for ₹600 only?

@VISHESH_BANSAL @Rahul Gupta

I seriously have no idea. I always do 200rs testing transactions.

 

[sm9811911]

Does Indusind credit reward points in multiple of 200 or they provide reward points for cumulative spends for example if I do transaction of ₹750 then I will get reward points for ₹600 only?

@VISHESH_BANSAL @Rahul Gupta

I remember the threshold is not 200, they give in multiple of 100 rupees ( or maybe even less). So in your example you will get rewards on 700 for sure (not very sure about 50).

 

[Deepak_Shetty]

I remember the threshold is not 200, they give in multiple of 100 rupees ( or maybe even less). So in your example you will get rewards on 700 for sure (not very sure about 50).

Check this screenshot

 

[sm9811911]

Check this screenshot

Doesn’t always happen as it says on tnc, does it?

 

[Deepak_Shetty]

Doesn’t always happen as it says on tnc, does it?

Most of the cases, it will be as t&c. We are getting benefits because of MCC variation.

 

[sm9811911]

Most of the cases, it will be as t&c. We are getting benefits because of MCC variation.

Most not all, and thats why we are here.

 

[Sriim]

Received points for Indus Select MC txn on Airtel done on April 16, but no points for Select MC on cheq done on April 14&15 (merchant name - cheq digital private L gurgaon)

Confirmed - cheq not giving points for Indus Select DC.

Question now - where to use indus Select MC for non BBPS billers?

 

[Rahul Gupta]

Received points for Indus Select MC txn on Airtel done on April 16, but no points for Select MC on cheq done on April 14&15 (merchant name - cheq digital private L gurgaon)

Confirmed - cheq not giving points for Indus Select DC.

Question now - where to use indus Select MC for non BBPS billers?

Did you try sbi unipay? It falls in utlity category.

 

[Sriim]

Did you try sbi unipay? It falls in utlity category.

Have not tried. Read a lot about payment failures and stuck refunds, so wary of it

 

[Rahul Gupta]

Have not tried. Read a lot about payment failures and stuck refunds, so wary of it

They do refund but takes some time aprrox 10-15days. I have used unipay for around 9 lakh bill payment. All of them were bbps cards and none of them failed but when i tried a non bbps card it got failed.

 

[Sriim]

They do refund but takes some time aprrox 10-15days. I have used unipay for around 9 lakh bill payment. All of them were bbps cards and none of them failed but when i tried a non bbps card it got failed.

My question was for non bbps cards. I use airtel for bbps cards

 

[Chitra007]

Received points for the April 12th transaction on Paytm from Indus Select Visa DC

 

[Anil_SinghAnil_Singh is verified member.]

Received points for the April 12th transaction on Paytm from Indus Select Visa DC

I got points even for April 17th transaction on Paytm.
Strange. They credited points in 2 days for me for the first time.

 

[Sriim]

Points received on April 18 for transactions done on April 14 on paytm using Visa

 

[Animal]

Points received on April 18 for transactions done on April 14 on paytm using Visa

I guess they are crediting the points on specific days.

 

[imuntitled]

Received rp for 15th April transaction done on Cred using IndusInd Visa dc