Best way to pay HDFC credit card bill for cashback (Nov 2023)

[Kumar93196]

Hey, this makes Millennia DC much better than ESP DC right? If our CC bills are not very high, going for Millennia DC makes more sense than ESP, right?

Yes. Millenia is better if you don't have any High limit spends

 

[D₹V]

Hey, this makes Millennia DC much better than ESP DC right? If our CC bills are not very high, going for Millennia DC makes more sense than ESP, right?

ESP?
Everything has drawbacks.

Choose what fits you, optimize your spends wisely.

 

[Kumar93196]

ESP?
Everything has drawbacks.

Choose what fits you, optimize your spends wisely.

Easy shop platinum

 

[D₹V]

Easy shop platinum

Didn't get it.

He said his spends are less so millennia will work.

 

[ssnthegenius]

Hello, I have been browsing through existing threads and posts for lots of time, but couldn't find the solution for my concern.

Kindly help me out with best ways to pay HDFC credit bill and get cashback. These are the ones I found from the existing threads but I have few doubts:

1) Millenia DC + Paytm: I see many people on threads saying they simply reload paytm by 40k every month and then transfer it back to account. Is this really possible, I can see transaction charges for Paytm when using debit card too. Please throw some light on this.

2) ESP DC + Mobikwik: As per latest replies on threads, I think this stopped working because Mobikwik's merchant code is changed.

3) RBL Signature+ DC: Some people are saying this is the best and stable way to get cashback without any terms and conditions. Also seeing some people saying this is highly unstable,.now a days most people are not getting cashback.

4) I also saw some vague replies saying there is some hack with Millennia DC + Amazon Pay + Airtel. But when asked for details, they haven't provided. I would really like to know how to efficiently use Millenia DC.

Note: I have tried searching for existing threads and posts, couldn't find something which I am looking for, hence creating a new post.

Looking for help from some cc & dc experts.

Get yourself union super salary account or hni. Enjoy unlimited 1% rewards. 5% rewards on shopping using signature contactless dc

 

[Vasuki]

Then add in Amazon lol

Hi thanks very much for your confirmation, I saw many saying there are charges. In most of existing threads it's very hard to get any confirmation. People are contradicting themselves, some say there are no charges, some say charges are there.

 

[Vasuki]

Hey, this makes Millennia DC much better than ESP DC right? If our CC bills are not very high, going for Millennia DC makes more sense than ESP, right?

Just take Millniea & be happy 😂
Unless u have monthly cc bill pay of 90k+ non hdfc

 

[a9du]

Just take Millniea & be happy 😂
Unless u have monthly cc bill pay of 90k+ non hdfc

Yes I agree, if cc bill is not high Millenia is best.

 

[a9du]

Get yourself union super salary account or hni. Enjoy unlimited 1% rewards. 5% rewards on shopping using signature contactless dc

Hi, thanks for your suggestion. Let me check their website and eligibilities.

 

[ssnthegenius]

Hi, thanks for your suggestion. Let me check their website and eligibilities.

If you want to open account as a primary account then don't. It's pain in the ass. Customer service is also shitty. Typical psb.

 

[a9du]

If you want to open account as a primary account then don't. It's pain in the ass. Customer service is also shitty. Typical psb.

Ok got it😂

 

[shubham393]

Are we still getting promotional cashback for credit card bill payment using hdfc credit card?
How?

 

[Rajeev.Nakka]

Anyway to pay HDFC CC Bill with HDFC Easy Shop Platinum card and get cashback? Earlier Mobikwik used to work but it stopped working from October

 

[akshayhs]

I am planning to get one

 

[raghav17]

Anyway to pay HDFC CC Bill with HDFC Easy Shop Platinum card and get cashback? Earlier Mobikwik used to work but it stopped working from October

Its working with cheq.

 

[James]

Hello, I have been browsing through existing threads and posts for lots of time, but couldn't find the solution for my concern.

Kindly help me out with best ways to pay HDFC credit bill and get cashback. These are the ones I found from the existing threads but I have few doubts:

1) Millenia DC + Paytm: I see many people on threads saying they simply reload paytm by 40k every month and then transfer it back to account. Is this really possible, I can see transaction charges for Paytm when using debit card too. Please throw some light on this.

2) ESP DC + Mobikwik: As per latest replies on threads, I think this stopped working because Mobikwik's merchant code is changed.

3) RBL Signature+ DC: Some people are saying this is the best and stable way to get cashback without any terms and conditions. Also seeing some people saying this is highly unstable,.now a days most people are not getting cashback.

4) I also saw some vague replies saying there is some hack with Millennia DC + Amazon Pay + Airtel. But when asked for details, they haven't provided. I would really like to know how to efficiently use Millenia DC.

Note: I have tried searching for existing threads and posts, couldn't find something which I am looking for, hence creating a new post.

Looking for help from some cc & dc experts.

4th one. I think you need to use airtel netbanking on Amazon and load airtel from millenia dc.

 

[eshwar_six]

Its working with cheq.

You mean
Easy shop platinum Debit card for HDFC CC Payment on Cheq gives 1% upto 750 per month?

 

[raghav17]

Its working with cheq.

But I'm unable to understand the best usage of cheq coins 😄

 

[ssnthegenius]

Its working with cheq.

No. It's not

 

[eshwar_six]

But I'm unable to understand the best usage of cheq coins 😄

Please help me confirm that you are getting 1% cb on Cheq through ESP debit card.