Better Alternatives to HDFC Imperia Salary Account for Net Credit > 3L

[stech18]

Using HDFC Imperia Salary Account for a while, but it's not great, especially considering the salary credits.

I've searched the threads, but most discussions seem to hover around the 3L mark. Missed the Axis Bank M4B boat, and I'm curious about the current status of Burgundy—is it still a worthy option?

If anyone has insights or recommendations for a salary account that plays nice with credits beyond the 3L range, it will be very helpful.

 

[zomato]

It is better you negotiate LTF M4B before opening the account.. they will do it..
They see future business with you by looking at your earning capacity

m4b?
+3 words

 

[SSV]

m4b?
+3 words

magnus for burgundy

 

[Shreyasrp]

@stech18 you can also look for Kotak privy black.

 

[T_F_enthusiast]

@Priya Karam : Please share details with me too. Thanks in advance

 

[sriniak1303]

@Priya Karam I upgraded my account to burgundy salary acc, RM denying to give M4B, he is saying it needs 3 months one glance statement to get eligibility and bt that time offer of LTF would be over and was insisting me to opt for magnus card normally with 12500 fee.
What should I Do?

 

[shashankrt]

@Priya Karam I upgraded my account to burgundy salary acc, RM denying to give M4B, he is saying it needs 3 months one glance statement to get eligibility and bt that time offer of LTF would be over and was insisting me to opt for magnus card normally with 12500 fee.
What should I Do?

If you want MB urgently then TRV is the only possible route.

 

[sriniak1303]

If you want MB urgently then TRV is the only possible route.

Actually i hace a plan to purchase car.
So wanted to get this asap

 

[saidu1995]

Pls check your DM

Please share that with me too. TIA.

 

[stech18]

If you want MB urgently then TRV is the only possible route.

Does it really need 3 salary credits ?

 

[shashankrt]

Does it really need 3 salary credits ?

Yes. Heard from a friend that one of his friends MB upgrade was declined due to no continuous salary credit of 3 months.

 

[stech18]

Would recommend Axis Burgandy or HSBC Premier considering their revaluation from 2% to 3% Reward Rate

Any other benefits of hsbc premier? I don’t see much advantage of axis burgundy for infinia holders.

 

[z1xxuqvoi]

@Priya Karam unable to DM you - can you pls DM when possible - existing citi customer, need some suggestion. thx!

 

[abhinavsri01]

Sure, pls see DM.

Please DM me the comparison.

 

[ManasG]

On the same boat, an HDFC Imperia customer holding an Infinia Metal FYF. I love the Infinia but HDFC's Imperia has nothing special to offer for such high salary credits. What does the Axis Burgundy program have to offer additionally over HDFC Imperia though? The debit card is certainly better with free movie tickets, but other than that?
@Priya Karam You may have some insights to provide I suppose.

 

[SSV]

On the same boat, an HDFC Imperia customer holding an Infinia Metal FYF. I love the Infinia but HDFC's Imperia has nothing special to offer for such high salary credits. What does the Axis Burgundy program have to offer additionally over HDFC Imperia though? The debit card is certainly better with free movie tickets, but other than that?
@Priya Karam You may have some insights to provide I suppose.

Just a general view,
If burgundy is based on salary criteria , then it is the best available premium banking relationship among the Indian Banks.
Burgundy based on sb balance/ TRV is not worth for everyone in general…

 

[PavanPavan is verified member.]

Am always against imperia banking program 🙁 locker is the only benifit it provides

 

[Vasuki]

Am always against imperia banking program 🙁 locker is the only benifit it provides

Preferred is more than enough.( With yellow colour)

 

[ManasG]

Just a general view,
If burgundy is based on salary criteria , then it is the best available premium banking relationship among the Indian Banks.
Burgundy based on sb balance/ TRV is not worth for everyone in general…

Yes, I can get a new account basis salary credit criteria, however, is there really any other benefit of moving to Burgundy from Imperia?

 

[SSV]

Yes, I can get a new account basis salary credit criteria, however, is there really any other benefit of moving to Burgundy from Imperia?

Complete details here:

Personal Banking - Burgundy Banking - Axis Bank

Burgundy Banking's Personal Banking offers various services like premium cards, axis edge reward points, & family banking to make your life comfortable. Apply at Axis Bank!

www.axisbank.com

 

[ManasG]

I see. Most of these benefits already come with the Infinia, and for BOGO movie tickets I have ICICI Sapphiro. I suppose then I don’t need to move to Burgundy. Thanks very much for the details though.