Big News: American Express Resumes Credit Card Applications in India

[MR_RDX]

Finally, after 2 years, Amex card got approved. After changing the Aadhaar address, or I applied as a self-employed person, or my income was between 6 lakh to 8 lakh, or the card was approved within 24 hours.

 

[iamdhamo]

HSBC T1 vs amex plat travel? Which card to go ?

 

[nikhilv0303]

Received the much awaited American Express Platinum Travel credit card. The journey begins now.

No income docs asked. Smooth process. Just 4 days to reach the card. Generous credit limit 6.4L. Looking forward for great redemptions.

Is there a thread on Amex plat travel benefits?
I tried searching but search doesn’t seem to work correctly

 

[vadixit]

Finally, after 2 years, Amex card got approved. After changing the Aadhaar address, or I applied as a self-employed person, or my income was between 6 lakh to 8 lakh, or the card was approved within 24 hours.

What is the main benefit of reserve compared to Platinum Travel?

 

[vadixit]

Is there a thread on Amex plat travel benefits?
I tried searching but search doesn’t seem to work correctly

Most important would be milestone which considers almost all categories including tax, gold & Fuel. By spending 1.9L in a year, you get 15000 MR points. If you spend 4L, you get 25000 more MR points (total 40K) and 10K Taj voucher.

 

[BK7]

HSBC T1 vs amex plat travel? Which card to go ?

Depends on your usage and spend pattern.

 

[cardio_guycardio_guy is verified member.]

Is there a thread on Amex plat travel benefits?
I tried searching but search doesn’t seem to work correctly

I also don't know if there is a specific thread for Amex plat travel benefits alone.
There are amex cards comparison thread by @hellowo₹ld.
In fact Plat Travel is a very simple card. Spend 4L and get 40000 milestone points + a minimum of 8000 base points.
Everything is counted towards milestone even though you don't get base points.

See some of these threads:

Thread '2 separate AMEX Travel platinum (Husband and Wife) vs Axis Atlas'

Jul 16, 2025

For a couple's spending of around 8 Lakhs per year and to optimise rewards for hotel or airlines (international or domestic), which of the following option is better?

1. 2 separate Amex platinum travel cards and hit 4L milestone on each and combine points during redemption (through Marriot or any other partner)
2. Axis Atlas hitting 8L milestone

• space.voyager
• amex atlas axis axis atlas platinum
• Replies: 3
• Forum: New Member Section (For TF Neo)

M

Thread 'Amex Platinum Travel - Milestone benefit - Insurance Payment'

Oct 15, 2024

Hello all

I have my amex platinum travel renewal by 07/11/24 and I had spent around 3.2 lakhs against 4 L milestone benefit;

My bill date is 4th of Every month

I have to pay a term insurance payment of 50k by 04/11/24 ( Thinking to do with Amazon pay balance - Need to buy Amazon GC in Reward Multiplier)

Can you guide me how to achieve my 4L spent ?

Can I directly pay via amex cc in Amazon pay if I could not get apay voucher for 50k in a single month? Will I get any additional charges?

If I am able to spent 50k for the insurance payment,I somehow will spent the balance 30k..

What's...

• MJN
• american express platinum travel amex amex platinum amex platinum travel insurance insurance payment milestone payment platinum travel
• Replies: 52
• Forum: American Express

• 

Thread 'American Express Referral Program - Everything You Need To Know About Amex MGM Program'

Oct 21, 2023

American Express is a global Card company present almost everywhere around the world. They are mainly known for their travel and lifestyle-related credit cards. There are many ways to earn extra Membership Reward points (MR points), and one of them is by referring your friends, family members, and colleagues. Yes, Amex does offer a referral bonus to all of its Card Members - the program is called "Member Get Member" (MGM). Let's delve into more detail about it.

What is the MGM Program?
American Express allows all eligible Card Members to refer new people to Amex, and for every...

• TechnoFino
• american express amex referral program
• Replies: 354
• Forum: American Express

• 
• 

Thread 'AMEX MRCC vs AMEX Gold Charge vs AMEX Plat Travel vs AMEX Plat Reserve'

Aug 19, 2024

Update: AMEX temporarily pausing the acceptance of certain cards

Category	MRCC	Gold Charge	Plat. Travel	Plat. Reserve
Joining Fee (with referral + GST)	₹1,180	₹1,180	₹5,900	₹11,800
Joining Benefits (with referral)	4000 + 4000 MR (on spending ₹15,000)	4000 + 4000 MR (on spending ₹15,000)	4000 + 10000 MR (on spending ₹15,000)	8000 + 11000 MR (on spending...

• hellowo₹ld
• Replies: 150
• Forum: American Express

• 
• 
• 

R

Thread 'Amex Plat Travel reaching milestone far before an annual cycle'

Dec 4, 2024

Hello AMEXperts,

Will there be any change in rewards calculation after reaching 4L milestone within 6 or 8 months.

Rewards Multiplier will still give us 3x when purchased vouchers?

• Ramex
• amex milestone travel
• Replies: 4
• Forum: New Member Section (For TF Neo)

 

[nikhilv0303]

I also don't know if there is a specific thread for Amex plat travel benefits alone.
There are amex cards comparison thread by @hellowo₹ld.
In fact Plat Travel is a very simple card. Spend 4L and get 40000 milestone points + a minimum of 8000 base points.
Everything is counted towards milestone even though you don't get base points.

See some of these threads:

Thread '2 separate AMEX Travel platinum (Husband and Wife) vs Axis Atlas'

Jul 16, 2025

For a couple's spending of around 8 Lakhs per year and to optimise rewards for hotel or airlines (international or domestic), which of the following option is better?

1. 2 separate Amex platinum travel cards and hit 4L milestone on each and combine points during redemption (through Marriot or any other partner)
2. Axis Atlas hitting 8L milestone

• space.voyager
• amex atlas axis axis atlas platinum
• Replies: 3
• Forum: New Member Section (For TF Neo)

M

Thread 'Amex Platinum Travel - Milestone benefit - Insurance Payment'

Oct 15, 2024

Hello all

I have my amex platinum travel renewal by 07/11/24 and I had spent around 3.2 lakhs against 4 L milestone benefit;

My bill date is 4th of Every month

I have to pay a term insurance payment of 50k by 04/11/24 ( Thinking to do with Amazon pay balance - Need to buy Amazon GC in Reward Multiplier)

Can you guide me how to achieve my 4L spent ?

Can I directly pay via amex cc in Amazon pay if I could not get apay voucher for 50k in a single month? Will I get any additional charges?

If I am able to spent 50k for the insurance payment,I somehow will spent the balance 30k..

What's...

• MJN
• american express platinum travel amex amex platinum amex platinum travel insurance insurance payment milestone payment platinum travel
• Replies: 52
• Forum: American Express

• 

Thread 'American Express Referral Program - Everything You Need To Know About Amex MGM Program'

Oct 21, 2023

American Express is a global Card company present almost everywhere around the world. They are mainly known for their travel and lifestyle-related credit cards. There are many ways to earn extra Membership Reward points (MR points), and one of them is by referring your friends, family members, and colleagues. Yes, Amex does offer a referral bonus to all of its Card Members - the program is called "Member Get Member" (MGM). Let's delve into more detail about it.

What is the MGM Program?
American Express allows all eligible Card Members to refer new people to Amex, and for every...

• TechnoFino
• american express amex referral program
• Replies: 354
• Forum: American Express

• 
• 

Thread 'AMEX MRCC vs AMEX Gold Charge vs AMEX Plat Travel vs AMEX Plat Reserve'

Aug 19, 2024

Update: AMEX temporarily pausing the acceptance of certain cards

Category	MRCC	Gold Charge	Plat. Travel	Plat. Reserve
Joining Fee (with referral + GST)	₹1,180	₹1,180	₹5,900	₹11,800
Joining Benefits (with referral)	4000 + 4000 MR (on spending ₹15,000)	4000 + 4000 MR (on spending ₹15,000)	4000 + 10000 MR (on spending ₹15,000)	8000 + 11000 MR (on spending...

• hellowo₹ld
• Replies: 150
• Forum: American Express

• 
• 
• 

R

Thread 'Amex Plat Travel reaching milestone far before an annual cycle'

Dec 4, 2024

Hello AMEXperts,

Will there be any change in rewards calculation after reaching 4L milestone within 6 or 8 months.

Rewards Multiplier will still give us 3x when purchased vouchers?

• Ramex
• amex milestone travel
• Replies: 4
• Forum: New Member Section (For TF Neo)

Thank you. I’ll go through these

 

[nikhilv0303]

Most important would be milestone which considers almost all categories including tax, gold & Fuel. By spending 1.9L in a year, you get 15000 MR points. If you spend 4L, you get 25000 more MR points (total 40K) and 10K Taj voucher.

Thank you !

 

[nikhilv0303]

Any referral programs running for Plat Travel?

 

[Fini7777]

Guys... is the window open for MRCC or platinum travel now?

 

[Zlatan1234]

Not yet...

Guys... is the window open for MRCC or platinum travel now?

Not yet bro...

 

[Bharat]

Not yet but support said they'll be opening up soon

Any referral programs running for Plat Travel?

Guys... is the window open for MRCC or platinum travel now?

 

[typhooon]

Applied for plat travel and mrrc from the link that was floating.Both got rejected due to internal policies.My pincode 403401 .Can someone help me getting my first amex

 

[cardless]

Applied for plat travel and mrrc from the link that was floating.Both got rejected due to internal policies.My pincode 403401 .Can someone help me getting my first amex

Same for me for mrcc and I tried escalating as well but so far no response at all from them

 

[typhooon]

Same for me for mrcc and I tried escalating as well but so far no response at all from them

I'll try for gold charge once application for it resumes.Till then if you get any response please share.

 

[ccent]

i am thinking to apply for Amex Platinum Reserve credit card specifically for Accor Plus membership. can anyone please confirm the Accor Plus membership which we get with Platinum Reserve has all the benefits which we get if we buy directly or it is a tonned down version which has less benefits? because price for Accor plus membership is INR 19,499 but the card fees in only Rs. 10,000 plus applicable taxes

 

[ishanmontella]

i am thinking to apply for Amex Platinum Reserve credit card specifically for Accor Plus membership. can anyone please confirm the Accor Plus membership which we get with Platinum Reserve has all the benefits which we get if we buy directly or it is a tonned down version which has less benefits? because price for Accor plus membership is INR 19,499 but the card fees in only Rs. 10,000 plus applicable taxes

Toned down version. You don’t get stay plus (2+2) benefit, no vouchers (buffet, cake, etc), and you get only 20 status nights instead of the 30.

 

[sridharla3]

I would like to apply for "American Express".
1). Is tier 3 city pincodes accepting now ?
2). If so any Referral Codes please.

 

[Bharat]

I would like to apply for "American Express".
1). Is tier 3 city pincodes accepting now ?
2). If so any Referral Codes please.

Currently only 2 cards are available to apply. not sure about tier 3 city pincodes, let me chat with the support, whats your pin ?