Bill Payment using Hdfc Easyshop Rewards Debit card

[Abhigyan kumar]

I already requested for my mother's account today over call to CC. They insisted on talking to acc. holder so my mother requested it. She had woman advantage DC on her acc. having only 0.5% on telecom, utiliuties etc. Wasn't using her card at all.

Brother had it till Nov 2023 since 2019 paying Rs.590 every year before I upgraded it to Millennia. Only after activating his Mill. DC I got to know about this card features and learnt he had the same but never took benefit of it for a single txn in 4 years as he always used his CC for most txns. Never went into fact of this 40K CC payment at that time as nobody here was taling about it.

Who knows using Millennia DC on Payzapp for CC also provide 5% upto 400? So 8K will be enough. But this Rewards DC do not have the line for CC Payments while millennia does for HDFC Billpay not Payzapp.

Next month taking a risk with Millennia DC on Payzapp for CC billpay and also on smartbuy for extra 2.5%.

This month received this offer from HDFC on my own Mill. FC of Rs.500 voucher on 22K payment in 5 txns.

https://offers.smartbuy.hdfcbank.com/offer_details/hdfc-bank-debit-card/26032

Already paid 16K in 3 txns and will do rest two 3K and 3100. A little over 22K to be safe. Since many moths I am always paying 16K with Millennia in 3 txns as who knows when HDFC sent an email with offer. They mostly havr this 5 txns min. criteria.

You applied rewards debit card through cc?

 

[desiviru]

You applied rewards debit card through cc?

Yes. Only Senior Citizens are allowed to request via CC. Others have to visit branch.

 

[OptiCard]

Yes. Only Senior Citizens are allowed to request via CC. Others have to visit branch.

buddy I am thinking which one to change millennia or platinum ??

I feel Millnnia is better to have because rotating the money itself will give Rs.400. In addition, + 5% over smartbuy + Smartbuy extra.
while Platinum is just 1% only till Rs.750 and we can't rotate the money.

 

[2025]

Yes. Only Senior Citizens are allowed to request via CC. Others have to visit branch.

Even branch saying these card is for senior citizen. I confirmed. They require specific code. Which is not easily available. The code that I gave is only for senior citizen. Update me the code if u get for general account holders.

 

[desiviru]

buddy I am thinking which one to change millennia or platinum ??

I feel Millnnia is better to have because rotating the money itself will give Rs.400. In addition, + 5% over smartbuy + Smartbuy extra.
while Platinum is just 1% only till Rs.750 and we can't rotate the money.

If you really want to change then let go Platinum. Keep millennia. Platinum is for 4900 only. But Rewardz card txns for CC is yet to be prved costructively here. After getting my card for T+3 months I won't be able to actually be sure whether it will benefit or not. So not changing other 4 Millennia DC at all.

For me Millennia's 2.5% over Platinum's 1% is always better even though 350 less per month. Also Millennia MCC coverage is much better than just 4900 for Platinum.

 

[OptiCard]

Even branch saying these card is for senior citizen. I confirmed. They require specific code. Which is not easily available. The code that I gave is only for senior citizen. Update me the code if u get for general account holders.

Just now RM visited and signed on papers.

Let's wait..... In terms and conditions, it's no where mentioned that only for senior citizen



If they decline then my RM knows, I will raise complaint over RBI and consumer forum too.

 

[desiviru]

Even branch saying these card is for senior citizen. I confirmed. They require specific code. Which is not easily available. The code that I gave is only for senior citizen. Update me the code if u get for general account holders.

Email CC then. If it was specifically for Sr. Citizens then how would my brother had got it in past?

One more thing you can do is write a request on white paper. Sign it and send via courier to Chennai office. They do it on their own.

 

[OptiCard]

If you really want to change then let go Platinum. Keep millennia. Platinum is for 4900 only. But Rewardz card txns for CC is yet to be prved costructively here. After getting my card for T+3 months I won't be able to actually be sure whether it will benefit or not. So not changing other 4 Millennia DC at all.

For me Millennia's 2.5% over Platinum's 1% is always better even though 350 less per month. Also Millennia MCC coverage is much better than just 4900 for Platinum.

Exactly my point.

So better to hold Millennia.

 

[2025]

Ask him code. Dm me the code you apply.

 

[nh124001]

check this debit card also : https://www.hdfcbank.com/personal/pay/cards/debit-cards/times-points-debit-card

2 times points for rs 150(unlimited times point + exclusion list is very less except fuel, Jewellery & Business Services), if value of 1 times point = rs 1

then it's better than hdfc platinum

 

[2025]

Email CC then. If it was specifically for Sr. Citizens then how would my brother had got it in past?

One more thing you can do is write a request on white paper. Sign it and send via courier to Chennai office. They do it on their own.

As per my memory goes, earlier rewards DC had some lower ratio of reward to cashback. Either they later upgraded the card or issued a new one.

 

[ccdc]

check this debit card also : https://www.hdfcbank.com/personal/pay/cards/debit-cards/times-points-debit-card

2 times points for rs 150(unlimited times point + exclusion list is very less except fuel, Jewellery & Business Services), if value of 1 times point = rs 1

then it's better than hdfc platinum

how does 1 times point = 1 re?...any examples

 

[OptiCard]

As per my memory goes, earlier rewards DC had some lower ratio of reward to cashback. Either they later upgraded the card or issued a new one.

but one guy already confirmed he redeemed it against cashback with 1 point = Rs.1

Moreover, we can change the debit card again if needed and that too free of cost. So nothing wrong in taking risk.

 

[koinahi]

Debit card code ? DM if anyone have code. RM visited and have signed application form. Specifically mentioned Rewards debit card still I doubt what will be processed.

 

[2025]

but one guy already confirmed he redeemed it against cashback with 1 point = Rs.1

Moreover, we can change the debit card again if needed and that too free of cost. So nothing wrong in taking risk.

Ya i know. I was talking about the past.
Please ask your RM to let you know the code he is applying for rewards dc.

 

[shu_sha]

Ya i know. I was talking about the past.
Please ask your RM to let you know the code he is applying for rewards dc.

Post in thread 'Bill Payment using Hdfc Easyshop Rewards Debit card'

Saturday at 2:58 PM

Try karlo physical application deke

Application main code dalna RWC50 nd likh bhi dena also mention the Branch to Rewards only

Keep your hopes low

• its_karan

• 
• 

Check this for product code

 

[2025]

Post in thread 'Bill Payment using Hdfc Easyshop Rewards Debit card'

Saturday at 2:58 PM

Try karlo physical application deke

Application main code dalna RWC50 nd likh bhi dena also mention the Branch to Rewards only

Keep your hopes low

• its_karan

• 
• 

Check this for product code

Yup I am aware of these codes. There may be some other codes as well. Not sure though.

 

[NOOBY]

View attachment 80951
Try karlo physical application deke

Application main code dalna RWC50 nd likh bhi dena also mention the Branch to Rewards only

Keep your hopes low

@its_karan @Zeel @kuchbhi

Just want to confirm that the form in discussion is "Application form for e-Age Banking Channels" and on 2nd page, a tick on Debit card, Option -> Others and Special Card Code as "RWC50" (couldn't under "mention the Branch to Rewards only" part)

As I have Plat DC, the bank officials were initially declining that I won't get it but then asked them to just fill it. I hope we can change the DC for 2nd Acc holder while keeping Imperia Plat DC for the first acc holder (or will they process for both ? )

This also makes me think if the common limit would be applied or not, and if yes then how

As per them, if an account has two customers (joint account, my case) with both customers holding a Rewards Debit Card each (no, other would be Plat DC), all eligible transactions done on both cards shall be entitled to receive maximum 2000 cashback points per month at the account level (I dont think they will do it like this right) ?

 

[desiviru]

HDFC in few days, "Daya, pata lagayo yeh achanak Rewards DC ke liye itni request kyu? Kuch toh gadbad hai"

Millennia/Platinum to us, "Kya hai usme jo mujhme nahi?"

We: It has 2000 ka band huya note every month.

All cards will be closed once HDFC writes this,
In future HDFC Reward DC page will have a line, No cashback on Credit Card bill payment through BillPay or Payzapp.

 

[Abhigyan kumar]

HDFC in few days, "Daya, pata lagayo yeh achanak Rewards DC ke liye itni request kyu? Kuch toh gadbad hai"

Millennia/Platinum to us, "Kya hai usme jo mujhme nahi?"

We: It has 2000 ka band huya note every month.

All cards will be closed once HDFC writes this,
In future HDFC Reward DC page will have a line, No cashback on Credit Card bill payment through BillPay or Payzapp.

kuch logo ko iss comuniuty mai pata jarur hoga es debit card kai bare mai bas wo log batana nahi chate honge. warna yai debit card kai bare mai koi na koi post jarur karta