how much limit u got in easy variant ?
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BOB Card Application Problem
- Thread starter TechnoFino
- Start date
hriday.haria
TF Premier
40k Easy Variant is what I received.
They are upgrading it to Premier with 1L Limit.
Btw Select is better if you spend more online. Effectively 1.5% cb upto 20K spend per month.
hriday.haria
TF Premier
I actually do not plan on using Select/Premier that much. Its mainly for getting a RuPay variant(I have none currently) and availing BOB specific offers.
Also I look forward to upgrade to Eterna in 2 years time as LTF upgrade.
If I take Select now, they might upgrade to Premier and not Eterna !
Nishant Patil
TF Buzz
Trying to apply for new card through given link but before processing further the message pop up saying we do not have suitable credit card for you.
Attaching screenshot for reference. What to do next and what details they need let me know.
Thanks,
Nishant.
Attaching screenshot for reference. What to do next and what details they need let me know.
Thanks,
Nishant.
Attachments
Haa. Fair enough!
hriday.haria
TF Premier
Currently ineligible as per their requirements !
hriday.haria
TF Premier
I believe you fail their primary criteria of CIBIL score here !
BankExpertIndia
TF Premier
Today After A Wait For More That 70 Days... Today I Received My Mother's BOB Premier Credit Card With The Limit Of 50K... Applied With CV SBI Card Having The Limit 75K At That Time & 1L Today...
BankExpertIndia
TF Premier
Can We Get Eterna... But We Aren't Having Required ITR / Salary Slip.
Should I Try Mailing Them?
BankExpertIndia
TF Premier
But We Don't Have The Necessary ITR/Salary Slip Nor The Limit... Those Who Applied Here Are Having Either A Great Limit Or Decent ITR
the variant change is fine but how they agreed to increase the limit though.. ?
hriday.haria
TF Premier
Only God or Bob knows ... Maybe because rbi Supervision department is overlooking the escalation !
hriday.haria
TF Premier
So finally got the correct variant as per my application.
2 cards 🤔
Nishant Patil
TF Buzz
I already have HDFC, SBI, INDUSIND and other bank credit cards. I have applied for BOB card in Nov 2021 and got rejected without any specific reason. It’s almost 6 months now and I want reapply for it. But can’t complete the process due to this error.
hriday.haria
TF Premier
I applied for Premier.
Got BOB Easy.
Raised a complaint.
Escalated.
Got re-issued Premier, and they haven't cancelled Easy variant.
So technically Yes, I have 2. But I plan to close Easy. I see no point !
hriday.haria
TF Premier
In that case maybe you are still in the cooling period.
This is generally 6 months in most banks ... Not sure about BOB to be specific ...
Maybe others on the forum could help !
hriday.haria
TF Premier
Yes both are LTF. I can currently transact using both, tried punching orders with both cards and receiving OTP.
But then I cannot register my second card at https://online.bobcards.com/Login.aspx
Looks like I can only have one registered on their portal
Guys I'm not sure why do we require 2 cards even keep 2 cards??
If it is LTF then fine but other than this I don't see any value addition.
