BOB Card Limit Enhancement

[Akash_Aryan]

I applied for BOB select credit card in January 2023. It was approved without income documents ( no income document was asked). And Hence the limit which I got with it was only 25,000. At that time I had Amazon pay, Sbi Cashback with 1lakh limit. At present I have HDFC card with 1.48 lakh limit.
As per BOB trend, it offers limit enhancement after 1 year but only around 30% of current limit.
So, my question is that can BOB increase limit with HDFC card statement or ITR?
And if not, should I close my current BOB select Card, and reapply for another card on C2C method?

 

[pprakash11]

Help Needed!
I applied for BOB select credit card in January 2023. It was approved without income documents ( no income document was asked). And Hence the limit which I got with it was only 25,000. At that time I had Amazon pay, Sbi Cashback with 1lakh limit. At present I have HDFC card with 1.48 lakh limit.
As per BOB trend, it offers limit enhancement after 1 year but only around 30% of current limit.
So, my question is that can BOB increase limit with HDFC card statement or ITR?
And if not, should I close my current BOB select Card, and reapply for another card on C2C method?

Don't post such posts which are literally not relevant to the main thread.
Your question will be promptly answered, if it is under the correct thread.

 

[vaibhav111vaibhav111 is verified member.]

I applied for BOB select credit card in January 2023. It was approved without income documents ( no income document was asked). And Hence the limit which I got with it was only 25,000. At that time I had Amazon pay, Sbi Cashback with 1lakh limit. At present I have HDFC card with 1.48 lakh limit.
As per BOB trend, it offers limit enhancement after 1 year but only around 30% of current limit.
So, my question is that can BOB increase limit with HDFC card statement or ITR?
And if not, should I close my current BOB select Card, and reapply for another card on C2C method?

Bob card upgrade after 2 months

Hi guys i want to share my experience with bob credit card upgrade I asked bob customer care for upgrade my bob snapdeal card they said you need 1 lakh limit on your existing card or 7.2 lakh income for this card 🤦🏻 my bob snapdeal limit is only 42250 and fall slightly low of 7.2 requirement I...

www.technofino.in

I would try for LE And upgrade! Started with 42k limit and now at 52k after 1 year!

 

[Akash_Aryan]

Don't post such posts which are literally not relevant to the main thread.
Your question will be promptly answered, if it is under the correct thread.

How is it irrelevant? Thread is of BOB CREDIT LIMIT ENHANCEMENT. And my question is also about the same

 

[Avangerritesh]

I applied for BOB select credit card in January 2023. It was approved without income documents ( no income document was asked). And Hence the limit which I got with it was only 25,000. At that time I had Amazon pay, Sbi Cashback with 1lakh limit. At present I have HDFC card with 1.48 lakh limit.
As per BOB trend, it offers limit enhancement after 1 year but only around 30% of current limit.
So, my question is that can BOB increase limit with HDFC card statement or ITR?
And if not, should I close my current BOB select Card, and reapply for another card on C2C method?

After a year they increased my bob limit from 25k to 32.5k where as my icici limit is 500k and axis is 300k.

 

[sksameerpatels]

After a year they increased my bob limit from 25k to 32.5k where as my icici limit is 500k and axis is 300k.

They don't increase expected limit also i closed that card my initial limit was 25k after 1 year i requested For LE they increased 32.5K my icici limit is 6.5L

 

[aayusharyan]

BOB has a cooldown period os 12 months.

 

[Chitra007]

Why BoB increase the CL only a little bit?

 

[raghu.rokda]

Why BoB increase the CL only a little bit?

Two big reasons

Dene k liye paise ni hai
Or may be they don’t trust customers

 

[Deleted member 21942]

Why BoB increase the CL only a little bit?

Simple: BoB trusts OneCard customers more than their original customers.

 

[Strange]

Simple: BoB trusts OneCard customers more than their original customers.

BOB to har saal 30% limit enhancement dega to limit increase ho jayegi but H(opeless)DFC ki to wo dene ki bhi aukat nahi hai. H(opeless)DFC sirf naam ka number 1 bank by market cap hai. Asli Number 1 bank ICICI Bank hai jo sabse jyada limit increase offer deta hai even after being number 2 bank by market cap.

 

[Deleted member 21942]

BOB to har saal 30% limit enhancement dega to limit increase ho jayegi but H(opeless)DFC ki to wo dene ki bhi aukat nahi hai. HopleessDFC sirf naam ka number 1 bank by market cap hai. Asli Number 1 bank ICICI Bank hai jo sabse jyada limit increase offer deta hai even after being number 2 bank by market cap.

Aaj hi maine ek post share ki thi HDFC ki....Someone got LE by 6x for 9 months old Tata Neu Plus credit card Ek minute post dhoond kar share karta hoon

 

[Deleted member 21942]

BOB to har saal 30% limit enhancement dega to limit increase ho jayegi but H(opeless)DFC ki to wo dene ki bhi aukat nahi hai. H(opeless)DFC sirf naam ka number 1 bank by market cap hai. Asli Number 1 bank ICICI Bank hai jo sabse jyada limit increase offer deta hai even after being number 2 bank by market cap.

Here is the post:

HDFC Limit Enhancement - Nov 23

Just Received an email for Limit Enhancement for my HDFC Millennia.From 3.4 L to 4.4L :) Check yours too.

www.technofino.in

 

[peregrine0falcon]

Bob card upgrade after 2 months

Hi guys i want to share my experience with bob credit card upgrade I asked bob customer care for upgrade my bob snapdeal card they said you need 1 lakh limit on your existing card or 7.2 lakh income for this card 🤦🏻 my bob snapdeal limit is only 42250 and fall slightly low of 7.2 requirement I...

www.technofino.in

I would try for LE And upgrade! Started with 42k limit and now at 52k after 1 year!

Is it still at 52K? I got premier at 50K and hoped that I may get Eterna next year based on salary or spends but looking at the 30% lock, it seems impossible in a decade or 2.

 

[raghu.rokda]

Is it still at 52K? I got premier at 50K and hoped that I may get Eterna next year based on salary or spends but looking at the 30% lock, it seems impossible in a decade or 2.

You upgraded to premier or it’s a first card ?

 

[peregrine0falcon]

You upgraded to premier or it’s a first card ?

first card, got it this jan.

 

[raghu.rokda]

first card, got it this jan.

Because upgrade to premier is not possible at 50k..
It should be 1L..

 

[peregrine0falcon]

Because premier upgrade is not possible at 50k..
It should be 1L..

They showed 1 lakh as initial limit and then gave 50k even after submitting salary slips. Sometimes I just wish that all indian banks should go bankrupt. I have cards and accounts with SBI, PNB, BOB and all these have the worst service ever. Amex should start banking service.

 

[vaibhav111vaibhav111 is verified member.]

Is it still at 52K? I got premier at 50K and hoped that I may get Eterna next year based on salary or spends but looking at the 30% lock, it seems impossible in a decade or 2.

yes stil at 52k and i would say don't have any hope from BOB and only use your bob cc if it usefully if not keep active cause it should be LTF like all of us.

 

[raghu.rokda]

yes stil at 52k and i would say don't have any hope from BOB and only use your bob cc if it usefully if not keep active cause it should be LTF like all of us.

They showed 1 lakh as initial limit and then gave 50k even after submitting salary slips. Sometimes I just wish that all indian banks should go bankrupt. I have cards and accounts with SBI, PNB, BOB and all these have the worst service ever. Amex should start banking service.

Can i upgrade to easy LTF to select LTF ?