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BOB CC - Flat ₹300 on Rent - Paytm App

B
on wallet loads Paytm charge 3.35% on my account and on my mother's account they charge 2.25%.

on wallet loads Paytm charge 3.35% on my account and on my mother's account they charge 2.25%.
Because PayTm detected that you are misusing their service


See the details here:-

Please note that there could be a surcharge of up to 2% besides the nominal charge mentioned above for certain users based on their transaction pattern of adding money to their wallet using credit or prepaid card and transferring the money from their wallet to bank account.
 
So it's a loss of ₹250 for you(₹550 service charge and ₹300 discount). Why are people paying via credit cards, when they can use debit cards or UPI without any charge?
Rent payment is not just an way to pay rent, for some people it's an way to rotate money from their credit card to bank account. For that they don't mind to pay a small fee. Personally I never do it, nor I recommend anyone doing it.
 
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