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Yes, I have 3 accounts in IDFC. If they don't allow 2 single accounts, then add yourself as a secondary holder with your mother as the primary.
Actually I forgot to mention that the old account was opened under pmjdy scheme. Can my mother open another account because customer care says yes? But I am still sceptical about going to the rural branch and returning empty handed if they deny.
 
Actually I forgot to mention that the old account was opened under pmjdy scheme. Can my mother open another account because customer care says yes? But I am still sceptical about going to the rural branch and returning empty handed if they deny.
Yes, you can open another account. I suggest opening a fresh account in the rural branch and close the PMJDY after opening the new account.
If you close before opening the new account, then the system will throw an error and you have to open via physical form.
No one will deny, just don't mention that she already has an account in the other branch.
 
Yes, you can open another account. I suggest opening a fresh account in the rural branch and close the PMJDY after opening the new account.
If you close before opening the new account, then the system will throw an error and you have to open via physical form.
No one will deny, just don't mention that she already has an account in the other branch.
Thanks 👍 for the help
 
I have two queries for BOB EMT Debit Card

1. Is the spend based criteria to redeem free airport lounge access removed again? I am getting no info about it on BoB website anymore.

2. Also, if spend based criteria still applies, does it apply to international lounges as well?

Can someone resolve the queries...
 
Does anyone know if I close/block the DC that comes with BOB Kit then will I still be charged or not?
I mistakenly checked the DC option during the ACC opening process.
 
Does anyone know if I close/block the DC that comes with BOB Kit then will I still be charged or not?
I mistakenly checked the DC option during the ACC opening process.
No matter you checked the DC box or not they will issue and debit card in branch and yes you'll be charged
 
Does anyone know if I close/block the DC that comes with BOB Kit then will I still be charged or not?
I mistakenly checked the DC option during the ACC opening process.
No matter you checked the DC box or not they will issue and debit card in branch and yes you'll be charged
Depends on the account variant if your account variant has FYF DC then you will not be charged.
For example, BOB Super Savings account DC will be FYF.
 
Depends on the account variant if your account variant has FYF DC then you will not be charged.
For example, BOB Super Savings account DC will be FYF.
True but in advantage account he will be charged anyways. BTW BOB systems do not allow multiple account if one already has BSBD account. Account got closed but customer ID was supended so it will take arount 2-3 days or even a week for it get unsuspended. From my recent discovery
 
No matter you checked the DC box or not they will issue and debit card in branch and yes you'll be charged
One of the member of this forum told me that during his application process he didn't check the DC option and he got only cheque book in the kit.
 
Depends on the account variant if your account variant has FYF DC then you will not be charged.
For example, BOB Super Savings account DC will be FYF.
The variant is advantage account I opened it online today via vkyc already logged into mobile and internet banking. Never expected this fast service from BOB to be honest.
 
One of the member of this forum told me that during his application process he didn't check the DC option and he got only cheque book in the kit.
If the application is online then yes you won't get debit card if you don't check the box, but If you selected the option you will be charged and will recieve a platinum or a basic debit card, I was talking about offline appliation form before.
The variant is advantage account I opened it online today via vkyc already logged into mobile and internet banking. Never expected this fast service from BOB to be honest.
yes BOB is among some great PSU banks
 
If the application is online then yes you won't get debit card if you don't check the box, but If you selected the option you will be charged and will recieve a platinum or a basic debit card, I was talking about offline appliation form before.

yes BOB is among some great PSU banks
I thought about cancelling and reapplying but agent said I will take 30 days to process another application so for the sake of this quarter's benefits I went ahead 😂
 
True but in advantage account he will be charged anyways. BTW BOB systems do not allow multiple account if one already has BSBD account. Account got closed but customer ID was supended so it will take arount 2-3 days or even a week for it get unsuspended. From my recent discovery
Yes, for Advantage, it’s chargeable. Not just BOB, but other banks also don’t allow opening another account as the primary holder if you have a BSBD account.
 
Yes, you can open another account. I suggest opening a fresh account in the rural branch and close the PMJDY after opening the new account.
If you close before opening the new account, then the system will throw an error and you have to open via physical form.
No one will deny, just don't mention that she already has an account in the other branch.
Yes, for Advantage, it’s chargeable. Not just BOB, but other banks also don’t allow opening another account as the primary holder if you have a BSBD account.
Yes but looks like you were confused before, No problem though because I had to close it anyways.
 
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I issued it on 21 Mar and saw it on my card tab today but no dispatch message has yet been received so where do we get the dispatch details mail or SMS?
 
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