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BOB Eterna is now becoming a most un-popular choice credit card

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J

jetesh

TF Legend
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.
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BOB Eterna Updates :

Screenshot_20241207_151423_Gmail.webp

CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
 
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cesc007 said:
Does it make sense to apply for bob eterna if already hold infinia?
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Depends.
Yes if
1. You plan to use it for wallet loads
2. You get it as ltf & want it for ecom offers
3. If you dont want to put all spends in one card to avoid IT notice.(mostly for business owners whose expenditure >filed itr)
 
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cesc007 said:
Does it make sense to apply for bob eterna if already hold infinia?
Click to expand...
Use case is important. If you know it you will apply, else not required

Lounges at Pune new terminal and Adani East wing mum T2 international do not accept Infinia, while Eterna accepted. Wallet loads do not give points for Infinia while it does for Eterna... So take a call based on these use cases.
 
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sourpai said:
Use case is important. If you know it you will apply, else not required

Lounges at Pune new terminal and Adani East wing mum T2 international do not accept Infinia, while Eterna accepted. Wallet loads do not give points for Infinia while it does for Eterna... So take a call based on these use cases.
Click to expand...
Don't they accept Priority Pass? Infinia allows unlimited domestic lounge visits via priority pass too.
 
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Sup said:
After the addition of spend criteria, I feel debit cards are much much better for availing lounge access. Some debit cards have no spend criteria while some have only 5000 quarterly spend criteria which is easily achievable.
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Just wait and see how banks will respond once everyone starts swiping their debit cards at lounges.

MDR on debit cards are lower than credit cards, so they will be devalued even before you finish your lounge meal 😊
 
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After BOB devalued all of its cards. Has anyone considered applying for a different bank's card?

Would it be worthwhile considering? With the online discounts and rewards points offered by BOB.

In the year 2024, BOB has established a significant presence online, establishing partnerships with prominent eComm brands such as Flipkart, Amazon, Myntra, BigBasket, Zomato, Swiggy, Zepto, Jiomart, and numerous others.
 
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