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BOB Eterna is now becoming a most un-popular choice credit card

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J

jetesh

TF Legend
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.
eterna-shadow-19-feb24.webp

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BOB Eterna Updates :

Screenshot_20241207_151423_Gmail.webp

CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
 
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jetesh said:
@SSV @Swastik @Abhishek012 @cardio_guy @Ram1 @sauravkumar @jack333 @TechnoFi @HumorSimpson @helloworld @quino
Click to expand...
Thanks champ for tagging me!!😄😄

I will go for Eterna definitely. I am waiting for right time.😄😄

Reason is not of my cards are in Rupay platform which gives unlimited lounge access.
If they add international lounges in Eterna then again it will become a very good CC.
And 40k for 3 months look reasonable. (For me this is more of a hype than magnitude of devaluation. Others bank have done way more than this. Look there criteria for lounge spend then compare)😤😤


Let me be very honest with you my Magnus is due for renewal in Jan and there are very high chances they will not do any kind of revaluation. Hence no point of renewing that for another year. So I have year end to get this card.🙂🙂

And my suggestion for you right now will be to wait until this FY i.e. March.... By seeing the trend I think every bank (if still anyone is left) will implement more strict policies on CC. I will wait sometime to get clarity... not in hurry.
 
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sauravkumar said:
Thanks champ for tagging me!!😄😄

I will go for Eterna definitely. I am waiting for right time.😄😄

Reason is not of my cards are in Rupay platform which gives unlimited lounge access.
If they add international lounges in Eterna then again it will become a very good CC.
And 40k for 3 months look reasonable. (For me this is more of a hype than magnitude of devaluation. Others bank have done way more than this. Look there criteria for lounge spend then compare)😤😤


Let me be very honest with you my Magnus is due for renewal in Jan and there are very high chances they will not do any kind of revaluation. Hence no point of renewing that for another year. So I have year end to get this card.🙂🙂

And my suggestion for you right now will be to wait until this FY i.e. March.... By seeing the trend I think every bank (if still anyone is left) will implement more strict policies on CC. I will wait sometime to get clarity... not in hurry.
Click to expand...
@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄
 
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sauravkumar said:
@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄
Click to expand...
I see the number of posts, solutions, and overall interactions and follow few people who I think adds value here.
Yes, I think we need more posts of personal finance as well. That's even my first interest, credit cards comes next.
Good to see so many like minded people around.
 
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sauravkumar said:
@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄
Click to expand...
Hope u get expertise in ccs too in no time
 
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sauravkumar said:
@cardio_guy : Thanks man for following me!!🙏🙏

I think first time I am getting follower in TF. You are my first follower.🎊🎊

Bro I can any give advice and guide you on Stock Markets, Debt Markets, IPO, Bonds, Currency Market etc. But I am not an expert on CC. Whatever knowledge I have on CC is from my experience only!!😄😄
Click to expand...
We can have a section for personal finance and stock market in particular.
 
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jetesh said:
Some good news to share: the BOB Eterna credit card now includes access to the 080 VIP Lounge.

View attachment 74749
Click to expand...
I tried accessing the 080 VIP lounge today at T2 using my Visa Eterna - the receptionist checked my card in the POS machine and said it is not accessible. I showed him this document from BoB and he said it was not yet updated in their system.
It might be available in few weeks time.
Then I used the regular 080 Dep lounge.
 
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Krishna Kumar said:
I tried accessing the 080 VIP lounge today at T2 using my Visa Eterna - the receptionist checked my card in the POS machine and said it is not accessible. I showed him this document from BoB and he said it was not yet updated in their system.
It might be available in few weeks time.
Then I used the regular 080 Dep lounge.
Click to expand...
Thanks bro .... thanks for the update
 
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sidp said:
For ntb do they introduce to radiance program with 10L ip or do they wait after nrv >30L.

Every branch i go to, I am getting different info.😅. The most convincing one said 10L ip, 6m time cushion to reach 30L. But she is not sure how fast it will be upgraded to radiance.
Click to expand...
A bit late response as I was not here...

That's actually what it is. Different branch different answer as no one knows. Many will even say keep 30L in savings with a straight face too.

The easiest is either talk with the BM, OR simply give 30L before confirming that it will be upgraded in a month.
Once upgraded and Eterna is received with LTF confirmation from BoBCard, take out the deposit wherever you wish to.

This is a response to the query asked. I would not suggest Eterna to anyone after the recent devaluation of minimum lounge access spend requirement.
 
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Krishna Kumar said:
I tried accessing the 080 VIP lounge today at T2 using my Visa Eterna - the receptionist checked my card in the POS machine and said it is not accessible. I showed him this document from BoB and he said it was not yet updated in their system.
It might be available in few weeks time.
Then I used the regular 080 Dep lounge.
Click to expand...
BOB Credit Card Customer Service has confirmed that the new list will take effect from 01 Jan 2025.
 
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Sorry to jump in here.

I was going through 3 other threads to get Eterna LTF. But really didn't get the gist of it. Some are old threads.
What is the latest method to get Eterna LTF? Any leads? As far as i tried, I am seeing only premier as LTF (that too not very sure)

S

Thread 'Is there any avenue to get BoB Eterna LTF for a Non-BoB customer?'

Is there any avenue to get BoB Eterna LTF for a Non-BoB customer?
  • Hehe
Ram1

Thread 'BOB Eterna ltf card'

Hi, any way to get BOB Eterna as ltf?
By opening premium account or through any tricks?
please guide if any
  • Like
steiner03

Thread 'How to get BoB eterna LTF?'

What's the criteria to be eligible for Eterna card LTF?
If applied via C2C what's the limit one must have?
If by normal means, what's the net salary one must have?

@Ram1 @sauravkumar @jetesh - you guys can help!
If we pay fees, can we get it refunded by spending? and how to get rid of annual fees? pls guide. 🙂
 
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cardio_guy said:
Sorry to jump in here.

I was going through 3 other threads to get Eterna LTF. But really didn't get the gist of it. Some are old threads.
What is the latest method to get Eterna LTF? Any leads? As far as i tried, I am seeing only premier as LTF (that too not very sure)

S

Thread 'Is there any avenue to get BoB Eterna LTF for a Non-BoB customer?'

Is there any avenue to get BoB Eterna LTF for a Non-BoB customer?
  • Hehe
Ram1

Thread 'BOB Eterna ltf card'

Hi, any way to get BOB Eterna as ltf?
By opening premium account or through any tricks?
please guide if any
  • Like
steiner03

Thread 'How to get BoB eterna LTF?'

What's the criteria to be eligible for Eterna card LTF?
If applied via C2C what's the limit one must have?
If by normal means, what's the net salary one must have?
Click to expand...
Eterna is very much devalued, better to apply premier ltf peacefully.
Now for eterna ltf, there are only 2
U need to open Masterstroke account (10L qab)
Or Radiance banking (30L qab)
To get ltf eterna without income proofs

But not sure eterna stays ltf if account closed/downgraded
 
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