BOB Eterna is now becoming a most Un-Popular Choice Credit Card

[jetesh]

BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.


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BOB Eterna Updates :



CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
CLICK HERE for Airport Lounge List or Visit DreamFolks : https://info.dreamfolks.in/partner-outlets-list?filter=eUJUVXhNVVI3WGQyWEZZeURxSGJaQT09

 

[Anindya98]

Yes, I will draft a thread in the evening and share the link with you here.

Thread 'BOB Credit Card Approval: My Card-to-Card Application Journey!'

Jan 30, 2025

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went:

I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical verification.
C2C Criteria: Minimum 1-year-old CC with 1L limit. I used my ICICI Apay Card with 4.2L which is 1 yr 10 months old.
Application Timeline: Application Date (10/01/2025) -> Document Required (13/01/2025) & I uploaded the doc same day -> Got...

• Anindya98
• approval bank of baroda bob bob card bob credit card bob eterna bob premier credit card credit card 2025 ltf credit card
• Replies: 166
• Forum: BOB Cards

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@Krishna Kumar @sicko101

 

[sicko101]

HI,
BoB does fresh CIbil enquiry for Eterna card upgrade?

Verification also being done again or existing card is enough for upgrade.

 

[Anindya98]

Verification also being done again or existing card is enough for upgrade.

Existing card is enough

 

[Ram1]

HI,
BoB does fresh CIbil enquiry for Eterna card upgrade?

Verification also being done again or existing card is enough for upgrade.

U should have1 and year old bob card with min 2L limit.
Then u r good to go

 

[SSV]

U should have1 and year old bob card with min 2L limit.
Then u r good to go

You are a newbie about bob cards until recently.
But
One recent decent solid experience in applying for a card based on a premium account from a tier3 town made you an expert in this ...
That is the power of BOB the Builder !! 😉

 

[Ram1]

You are a newbie about bob cards until recently.
But
One recent decent good experience in applying for a card based on a premium account from a tier3 town made you an expert in this ...
That is the power of BOB the Builder !! 😉

Nothing like that, i have been observing BOB since its launch.
At start few exploited eterna ltf by putting 30L income as it won't ask itr as proof for c2c & there are no physical verification system that time for bob. ( i neglected that time thinking bob is a waste bank)
And now recent masterstroke thing.

 

[jetesh]

Add on card spends will count towards 50k spends for 10k points right? @SSV @jetesh

Yes, spends made on a BOB Eterna add-on card will count towards the total spending required to earn the 10,000 bonus points for spending Rs 50,000 within the first 60 days of card issuance; meaning, all purchases made on the add-on card will be included in the primary cardholder's total spending calculation for the bonus points.

 

[Ram1]

Yes, spends made on a BOB Eterna add-on card will count towards the total spending required to earn the 10,000 bonus points for spending Rs 50,000 within the first 60 days of card issuance; meaning, all purchases made on the add-on card will be included in the primary cardholder's total spending calculation for the bonus points.

Thanks for the confirmation ☺️

 

[Ram1]

I spent 10000 using bob eterna at Narayana School. In otp sms and debited sms 10000 only shown.
But when the transaction settled, its showing as 10041.3rs in app.
Why is this?

 

[SSV]

I spent 10000 using bob eterna at Narayana School. In otp sms and debited sms 10000 only shown.
But when the transaction settled, its showing as 10041.3rs in app.
Why is this?

May be charges on education payments.
Pls check complete T&Cs of eterna

 

[Ram1]

May be charges on education payments.
Pls check complete T&Cs of eterna

I can't see any educational fee on eterna card.
There are only wallet charges and utility charges (above 50k).
0.413% charges is strange

 

[BhaiyaJi]

I can't see any educational fee on eterna card.
There are only wallet charges and utility charges (above 50k).
0.413% charges is strange

Maybe payment gatway charges?

 

[Ram1]

Maybe payment gatway charges?

That should be paid by the owner right?

 

[Anindya98]

That should be paid by the owner right?

Not necessarily, the PG charge is to be paid by you.

 

[sicko101]

Hi,

I applied for BoB premier to Eterna upgrade.

Filled out forms and sent alongwith ITR Bank statement and payslips to CRM ID.

Always receiving reply that it is in progress and will take 5 working days.

WIll they fetch Cibil score again for upgrade?

How much more time will they take as everytime I email or call them they say 5 more working days.

 

[Ram1]

Hi,

I applied for BoB premier to Eterna upgrade.

Filled out forms and sent alongwith ITR Bank statement and payslips to CRM ID.

Always receiving reply that it is in progress and will take 5 working days.

WIll they fetch Cibil score again for upgrade?

How much more time will they take as everytime I email or call them they say 5 more working days.

Why u r moving from ltf to paid card?
Eterna is not worth now.
Compare cards once

 

[Ram1]

Not necessarily, the PG charge is to be paid by you.

So that pg charge wont show while entering otp?

 

[Anindya98]

So that pg charge wont show while entering otp?

Yes, after the payment is processed it will be charged in the statement and the amount will be modified with the total (Amount+PG).

 

[Ram1]

Yes, after the payment is processed it will be charged in the statement and the amount will be modified with the total (Amount+PG).

Ok thank you for clarifying

 

[sicko101]

Why u r moving from ltf to paid card?
Eterna is not worth now.
Compare cards once

As my spends are higher and I wont have to pay fees for Eterna. Plus BoB Premier is of not much use.

WIll there be another cibil enquiry and verification for upgrade?

Shall I send them reminder email again on crm ID?