BOB generosity with LE and card upgrades?

[steiner03]

How generous is BOB when it comes to Limit extensions and Card upgrades?
How often does one get these.

 

[pprakash11]

How generous is BOB when it comes to Limit extensions and Card upgrades?
How often does one get these.

Very strict and stringent.
1 year wait for everything.

Gives LE of just ₹25-40k 🥲 that too by hitting CIBIL.
Even for card upgrade, there will be a CIBIL hit.

 

[RkrRkr is verified member.]

If you have support document then apply mannualy ,they will give.Otherwise if your spend pattern is good and having low limit on card then you will get automatic limit enhancement after six months to a year of getting your card.

 

[steiner03]

If you have support document then apply mannualy ,they will give.Otherwise if your spend pattern is good and having low limit on card then you will get automatic limit enhancement after six months to a year of getting your card.

What about LTF upgrades, how often one gets it?

 

[pprakash11]

What about LTF upgrades, how often one gets it?

I hv got from paid SELECT to LTF Premier. persistence is the key. keep mailing them. they do one day.

 

[SoggypastA]

I crossed 6 months on my card no limit enhancement

 

[pprakash11]

I crossed 6 months on my card no limit enhancement

not before 1 year

 

[steiner03]

I hv got from paid SELECT to LTF Premier. persistence is the key. keep mailing them. they do one day.

How are you spends in this card?
Would it be possible to get LTF eterna via upgrades?

 

[SoggypastA]

not before 1 year

I'll try my luck matching the limit with my highest limit card

 

[steiner03]

I'll try my luck matching the limit with my highest limit card

How can this be done?
I got my Select with 25k limit, i have apay with 1 lakh limit.

 

[RkrRkr is verified member.]

What about LTF upgrades, how often one gets it?

Nope! They might give you second card..and LTF is case 2 case basic and onging offers.

 

[SoggypastA]

How can this be done?
I got my Select with 25k limit, i have apay with 1 lakh limit.

How to get credit card limit enhancement? Hidden information

Who doesn't want to hold premium credit cards with a high credit limit? Sometimes banks ask you to have a certain credit limit on your existing credit card before upgrading your credit card to a higher variant card. For example, HDFC Bank asks you to have a minimum of Rs. 8 lakh limit on your...

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[anirban.choudhuryanirban.choudhury is verified member.]

BOB very rarely gives auto LE similar to other PSU’s

Even if you try manual LE they would increase some 20-40k only even on high variant cards like Eterna

 

[RkrRkr is verified member.]

How can this be done?
I got my Select with 25k limit, i have apay with 1 lakh limit.

Wait of 6 moths and place review of limit request with supporting documents..Limit will be enhanced..Thereafter talk about upgrade or check in App for upgrade.

 

[RkrRkr is verified member.]

BOB very rarely gives auto LE similar to other PSU’s

Even if you try manual LE they would increase some 20-40k only even on high variant cards like Eterna

😃🙃🫢🫢

 

[pprakash11]

How are you spends in this card?
Would it be possible to get LTF eterna via upgrades?

Spens on SELECT was decent. Around 1 Lac, when upgrade was done to PREMIER.

 

[bismaj]

I hv got from paid SELECT to LTF Premier. persistence is the key. keep mailing them. they do one day.

i have LTF premier with limit of only 50K, I mailed them with documents but they ask to wait for 1 year for everything i. e upgrade and LE.

 

[pprakash11]

i have LTF premier with limit of only 50K, I mailed them with documents but they ask to wait for 1 year for everything i. e upgrade and LE.

Yeah. Wait for 1year, and then dont ask for LE first, else they will increase only 25-30k only, and will tell you that minimum limit for premier is 1Lac, wait another year.

First mail to upgrade and then they will revert to mail docs and then both will process simultaneously.

 

[bismaj]

Yeah. Wait for 1year, and then dont ask for LE first, else they will increase only 25-30k only, and will tell you that minimum limit for premier is 1Lac, wait another year.

First mail to upgrade and then they will revert to mail docs and then both will process simultaneously.

lets see bro... Was trying hard for Eterna LTF but they didn't budge about it... bdw thanks😊

 

[pprakash11]

lets see bro... Was trying hard for Eterna LTF but they didn't budge about it... bdw thanks😊

They don't budge about anything bro..
Since BOB Select 50k... Dec 2020 to March 2023, LE is 50k (25k each every year)..
And this year by several emails.. finally they upgraded to LTF PREMIER 1L.