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Credit card upgrade

qwert

TF Buzz
Hello, I am currently using sbi pulse card. I am getting 2 offers right now.
  1. Upgrade current card:- sbi Elite is showing and its paid card (4999+gst)
  2. apply for new one: BPCL and simply save, both are paid card(499+gst)
can anyone suggest me if I should opt for any of these options? tbh I want cashback more than these but I am not getting offer regarding that. My current card is not that great. I need sbi card which will be beneficial for me.

fyi: I am using millennia mostly, planning to get swiggy and one good rupay card9currently using coral).
 
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