BOB offering 3rd Credit Card

[Rahul92]

Recently I've been getting frequent messages on WhatsApp about getting additional credit card HPCL and IRCTC.

I already have eterna and Snapdeal , so I was a bit skeptical about it's approval as BOB rejected it once for HPCL in Feb.

This time I was getting irctc card. I applied it and to my surprise , it was approved instantly as 3rd card.

 

[D₹V]

Yes, many getting pre approved for 3rd card over WhatsApp.

 

[kpravinramesh]

I have an hpcl energie card with 1 lac limit .
No such offers for me

 

[ajaysn22]

Same have select and snapdeal l, now being offered this one

 

[Deleted member 11974]

i am not able to get even one of the cards approved
har bar coc and other finanxial documents mangta hai mail karta hoo to bhi documents are pending bolke loop mein ghuma raha hai mujhe yeh

 

[raghu.rokda]

I am getting message for 4th additional card as pre-approved..

 

[Chaitanya-a]

i am not able to get even one of the cards approved
har bar coc and other finanxial documents mangta hai mail karta hoo to bhi documents are pending bolke loop mein ghuma raha hai mujhe yeh

Same issue. Inke agent ek no. ke faltu hain. Physical kyc k liye aate hi ni hai or directly application cancel hojata hai. 2 bar hochuka aisa mere sath.

 

[ajaysn22]

I am getting message for 4th additional card as pre-approved..

Hpcl, snapdeal, irctc and one core one?

 

[Rahul92]

Yes this time for irctc

Does one card show in BOB card app or website ?

 

[ashwinkashwink is verified member.]

Does one card show in BOB card app or website ?

No

 

[pjain2712]

Using bob premier for an year not even single offer.

 

[BlueFlash]

Using bob premier for an year not even single offer.

BoB has/had some really good offers on International Flights via MMT/CT/etc... I had booked international flights worth ~75K each back and forth, and both the time got a 12% instant discount of 9K each... saved me 18K for a 1.5L ticket itenary which I consider a pretty good offer... Other banks in general also have similar percentage offer, but the cap is generally low...
Although, one thing is that BoB Premier doesn't count MMT/CT/etc for the Travel MCC and hence doesn't give additional/bonus reward points; which is a pretty bad on their part.

 

[pjain2712]

BoB has/had some really good offers on International Flights via MMT/CT/etc... I had booked international flights worth ~75K each back and forth, and both the time got a 12% instant discount of 9K each... saved me 18K for a 1.5L ticket itenary which I consider a pretty good offer... Other banks in general also have similar percentage offer, but the cap is generally low...
Although, one thing is that BoB Premier doesn't count MMT/CT/etc for the Travel MCC and hence doesn't give additional/bonus reward points; which is a pretty bad on their part.

I was actually referring to additional card offer, planning to apply Snapdeal card but not showing in the app/website.

 

[vaibhavpp0707]

I also got pre-approved offer for 3rd irctc card. Is there any welcome benefit for this card on paying 500₹ joining fee. Also is it available in Rupay? And can we have spend based fee reversal ?

 

[Shubham Yadav]

I also got pre-approved offer for 3rd irctc card. Is there any welcome benefit for this card on paying 500₹ joining fee. Also is it available in Rupay? And can we have spend based fee reversal ?

1. 1000 rewards points
2. Available in rupay
3. No spend based fee reversal

Like snapdeal in this irctc card no spend based waiver in this case " Bob is very chalak bro"

 

[Rahul92]

1. 1000 rewards points
2. Available in rupay
3. No spend based fee reversal

Like snapdeal in this irctc card no spend based waiver in this case " Bob is very chalak bro"

But fee is low 250 and 350

 

[raghu.rokda]

1. 1000 rewards points
2. Available in rupay
3. No spend based fee reversal

Like snapdeal in this irctc card no spend based waiver in this case " Bob is very chalak bro"

Jab card band karwayenge

Tab chalaki dhari ki dhari rah jayegi

 

[catcat]

Want to highlight that BoB are a bunch of scammers. I spent Rs. 1000 + within 45 days, but they refused to provide me reward points by pointing be to an obscure T&C (which was not shared with me earlier) here, where, on page 4 is tucked away a clause that bonus reward points are not elibible on UPI transactions.

I have escalated, and will fight them all the way to the ombudsman, even though 1000 reward points are worth only 250 rupees.

On the plus side, BoB rupay card's addon cards work seamlessly on UPI for both my parents.

Reg lounge access,I visited the railway lounge in Jaipur, and presented them the BoB IRCTC card. They said they know it should be accepted (the placards show it should be), but they didn't have the machine to swipe it. They stalled, but then, we were 3 persons, and they swiped 2 other cards, and basically let one in free without swiping the card!

 

[Lobogris]

Want to highlight that BoB are a bunch of scammers. I spent Rs. 1000 + within 45 days, but they refused to provide me reward points by pointing be to an obscure T&C (which was not shared with me earlier) here, where, on page 4 is tucked away a clause that bonus reward points are not elibible on UPI transactions.

I have escalated, and will fight them all the way to the ombudsman, even though 1000 reward points are worth only 250 rupees.

On the plus side, BoB rupay card's addon cards work seamlessly on UPI for both my parents.

Reg lounge access,I visited the railway lounge in Jaipur, and presented them the BoB IRCTC card. They said they know it should be accepted (the placards show it should be), but they didn't have the machine to swipe it. They stalled, but then, we were 3 persons, and they swiped 2 other cards, and basically let one in free without swiping the card!

Generally such offers are on retail spends and thus UPI is not included.

 

[kshitij_0]

I don't like this card. Should I wait for Premier LTF? I want Premier and Snapdeal card as additional card. I got Eterna as my first BoB card few days back.