BOB offering 3rd Credit Card

[Rahul92]

Recently I've been getting frequent messages on WhatsApp about getting additional credit card HPCL and IRCTC.

I already have eterna and Snapdeal , so I was a bit skeptical about it's approval as BOB rejected it once for HPCL in Feb.

This time I was getting irctc card. I applied it and to my surprise , it was approved instantly as 3rd card.

 

[anonymuos]

I have only seen IRCTC, Snapdeal, HPCL Energie and Easy cards being offered pre-approved. Has anyone gotten Premier as additional pre-approved card?

Today got BOB Easy on RuPay, after having BOB Select on Visa.

Next I hope they offer me BOB Snapdeal as both these core BOB cards are super ultra faaltu category with a pathetic reward rate after devaluation and MCC issues on almost all major merchants=no rewards. BOB is very crafty.

 

[raghu.rokda]

Today got BOB Easy on RuPay, after having BOB Select on Visa.

You get as an additional card ? Or applied fresh?

 

[anonymuos]

You get as an additional card ? Or applied fresh?

Additional pre-approved card. Otherwise it's not worth taking any faaltu core cards below Eterna which is the only decent one left (and that too is devalued)

 

[raghu.rokda]

Additional pre-approved card. Otherwise it's not worth taking any faaltu core cards below Eterna which is the only decent one left (and that too is devalued)

Your both BOB core cards are LTF
Not everyone get 2 core card LTF

 

[Baki]

Can I upgrade additional card (East) to snapdeal ? Or any other ltf card main. Card (eterna) paid

 

[Avishma1]

Recently I've been getting frequent messages on WhatsApp about getting additional credit card HPCL and IRCTC.

I already have eterna and Snapdeal , so I was a bit skeptical about it's approval as BOB rejected it once for HPCL in Feb.

This time I was getting irctc card. I applied it and to my surprise , it was approved instantly as 3rd card.View attachment 26384View attachment 26385

Nothing new.. They offered 3rd card last year as well. Im already using 3 bob cards from last 12 months.

 

[ashwinkashwink is verified member.]

I don't like this card. Should I wait for Premier LTF? I want Premier and Snapdeal card as additional card. I got Eterna as my first BoB card few days back.View attachment 38407

It's virtual only cc for upi and online spends purposes.

 

[ccent]

It's virtual only cc for upi and online spends purposes.

did nt knew this. saw many people who are holding this same card but its not virtual. even in the tnc's they have not mentioned that its virtual. you have applied for the card and got the virtual card?

 

[anonymuos]

did nt knew this. saw many people who are holding this same card but its not virtual. even in the tnc's they have not mentioned that its virtual. you have applied for the card and got the virtual card?

I think they will send physical card too. I see no mention of the word virtual. Don't know why @ashwink thinks it is virtual-only

Edit: Ah, last point mentioned digital card only.

 

[NShah]

did nt knew this. saw many people who are holding this same card but its not virtual. even in the tnc's they have not mentioned that its virtual. you have applied for the card and got the virtual card?

I think they will send physical card too. I see no mention of the word virtual. Don't know why @ashwink thinks it is virtual-only

Only Virtual cc

 

[anonymuos]

View attachment 38533
Only Virtual cc

Oh I see. I missed that. My bad.

 

[anonymuos]

So BOB has a physical card they can give but to save money they won't lol. That's a new low.

 

[ontherocks]

So BOB has a physical card they can give but to save money they won't lol. That's a new low.

 

[spatone]

Applied for additional EASY (already hold Eterna) in the morning. The virtual card was generated instantly and was ready to use via PayTM.

Planning to use it for smaller UPI payments once HDFC Tata Neu's limit is reached every cycle.

 

[imdjay]

Applied for additional EASY (already hold Eterna) in the morning. The virtual card was generated instantly and was ready to use via PayTM.

Planning to use it for smaller UPI payments once HDFC Tata Neu's limit is reached every cycle.

Cibil hit ?

 

[ashwinkashwink is verified member.]

Cibil hit ?

Nope . .

 

[imdjay]

Nope . .

thanks. then must be a new acc entry in Cibil? Nahi to open close kero kabhi bhi kaise bhi. lol

 

[ashwinkashwink is verified member.]

new acc entry in Cibil?

Not sure about this

 

[spatone]

Cibil hit ?

No email from CIBIL yet. Will wait for OneScore update to be sure.

 

[ontherocks]

thanks. then must be a new acc entry in Cibil? Nahi to open close kero kabhi bhi kaise bhi. lol

Is that some kind of rule that, if there is no CIBIL hard enquiry it means there would be a new entry in CIBIL?