Bob Snapdeal Rupay Credit Card Review

[nh124001]

Please share user review or experiences with Bob Snapdeal Rupay Credit card, basically i want a rupay credit card with atleast 1% cashback or rewards.
I heard about high UPI failure rate with this card in the past, is this issue still there?

 

[helloworld]

Thanks bro for confirming.

I currently use kiwi for upi. But will keep thus as a back up when kiwi neon subscription gets chargeable.
Other than kiwi, I plan to use BPCL Octane card which gives 2.5% at grocery, departmental store and dining.
I think you are referring to HSBC Live card which gives 10% at supermarkets, but I don’t have it.

some options with milestones..

Thread 'Maximize Your Rewards: Credit Cards with Quarterly and Annual Milestones'

Aug 28, 2022

When there is no credit card offer and I want to purchase something, I usually use card with high reward rate. But by doing this I often missed the opportunity to get more reward rate with Quarterly/Annual milestone benefits with other cards.

It's like I use card with 3.3% reward rate compared to 1.2% because I get instant high reward rate but if I waited and when crossed certain spends on that low 1.2%, it can give me 6.2%.

In this post, I try to gather or know about certain cards which provides better reward rate with Quarterly/Annual milestone benefits.

Note: Ignored monthly...

• helloworld
• Replies: 62
• Forum: Credit Card - General

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[helloworld]

Thanks bro for confirming.

I currently use kiwi for upi. But will keep thus as a back up when kiwi neon subscription gets chargeable.
Other than kiwi, I plan to use BPCL Octane card which gives 2.5% at grocery, departmental store and dining.
I think you are referring to HSBC Live card which gives 10% at supermarkets, but I don’t have it.

whats the aplrx. annual spends in these categories, only offline for you? in lakhs.

 

[SonyTom]

whats the aplrx. annual spends in these categories, only offline for you? in lakhs.

Spends are not high. Dining + Grocery per year under 3 lakhs.
90% offline.

 

[helloworld]

Spends are not high. Dining + Grocery per year under 3 lakhs.
90% offline.

then above milestone cards for cashback or vouchers. and yes reserv 5x for flight/hotel at 5% works for you. Check once..

- https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/