BOB Snapdeal Virtual Rupay Card LTF

[alanabraham]

BoB is now offering Snapdeal Rupay Variant with 0 JF & 0 AF as an additional card. No physical card will be sent though. Earlier Easy Rupay was offering as LTF as an additional card.

 

[Beyond]

According to the agent, only BOB Easy showed LTF and the other 2 conditional LTFs. My Primary objective was to get a BOB card for instant discount offers and BOB Snapdeal Rupay for UPI after hitting the Yes Kiwi 1.5L milestone. After 1 year will upgrade the card to LTF Eterna/Premier. And I know mostly for Easy they will not reject me based on my C2C statement.

View attachment 82911

Thread 'BOB Credit Card Approval: My Card-to-Card Application Journey!'

Jan 30, 2025

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went:

I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical verification.
C2C Criteria: Minimum 1-year-old CC with 1L limit. I used my ICICI Apay Card with 4.2L which is 1 yr 10 months old.
Application Timeline: Application Date (10/01/2025) -> Document Required (13/01/2025) & I uploaded the doc same day -> Got...

• Anindya98
• approval bank of baroda bob bob card bob credit card bob eterna bob premier credit card credit card 2025 ltf credit card
• Replies: 119
• Forum: BOB Cards

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Understood, though Bob does not give LTF upgrade easily. so if you have upgrade planned, request upgrade when premier card is being offered ltf (in offer duration). Also be ready with 40K+ amb for 3 month.
I think you applied when only easy was being offered LTF , as it's almost year around.

 

[Anindya98]

I think you applied when only easy was being offered LTF , as it's almost year around.

Currently, Easy is LTF throughout the year.

Also be ready with 40K+ amb for 3 month.

Why?

Understood, though Bob does not give LTF upgrade easily. so if you have upgrade planned, request upgrade when premier card is being offered ltf (in offer duration).

I understand that, I think they will upgrade my card easily. Yes, but I heard your card age should be at least 1 Yr old before requesting upgrade.

 

[althafvly]

I finally received the Snapdeal Virtual LTF offer within 18 days of obtaining the Easy LTF card.

I'm not able to see the card replacement option today. It was there yesterday, now i can't find. I see a digital banner on the card. Can you check if it's the case with yours too?

 

[Beyond]

Currently, Easy is LTF throughout the year.

Why?

I understand that, I think they will upgrade my card easily. Yes, but I heard your card age should be at least 1 Yr old before requesting upgrade.

They ask statements even for upgrades too. Yes, upgrades are easy, but LTF upgrades are only done if current offer is running.

 

[Sriim]

My 1 year old paid HPCL card was upgraded to LTF Premier after a series of emails. It was very simple

 

[sathish593]

what is the reward rate on UPI transactions with this card

 

[TheTrickySid]

My 1 year old paid HPCL card was upgraded to LTF Premier after a series of emails. It was very simple

How may emails?

How did you convince them?

 

[kuchbhikuchbhi is verified member.]

what is the reward rate on UPI transactions with this card

1 % bhaiyaji

 

[Garry]

Can we get snapdeal cc as additional card if already holding hpcl cc as additional card?

 

[Anindya98]

what is the reward rate on UPI transactions with this card

A

Post in thread 'BOB Snapdeal Virtual Rupay Card LTF'

Feb 3, 2025

I have no use case for Snapdeal. I previously had paid HPCL card, would like to have LTF fuel card

Snapdeal card is not for Snapdeal

You will get Flat 2.5% cashback upto 33,333 on non-snapdeal spend (other spend) and then unlimited flat 1% cashback on non-snapdeal spend (other spend) per billing cycle.

ᴺᵒᵗᵉ: ʳᵉᵃᵈ ᴮᴼᴮ ᵉˣᶜˡᵘᵈᵉᵈ ᴹᶜᶜ ᶜᵃᵗᵉᵍᵒʳʸ

• Abhishek012

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Can we get snapdeal cc as additional card if already holding hpcl cc as additional card?

Y e s

 

[Beyond]

After how many days/months snapdeal voucher are sent? After availing SD Bob card?

 

[Sriim]

How may emails?

How did you convince them?

They accepted after first email. Series of emails because they first asked to fill upgrade form, then asked kyc documents. They're a bit slow to reply to every email. So it took around 20-30 days but they readily accepted. Delay was only because of the slow process.

 

[Strange]

They accepted after first email. Series of emails because they first asked to fill upgrade form, then asked kyc documents. They're a bit slow to reply to every email. So it took around 20-30 days but they readily accepted. Delay was only because of the slow process.

Did they ask to submit income proof for upgrade?

 

[TheTrickySid]

They accepted after first email. Series of emails because they first asked to fill upgrade form, then asked kyc documents. They're a bit slow to reply to every email. So it took around 20-30 days but they readily accepted. Delay was only because of the slow process.

When was the conversion requested?

Also could you share the email template in DM plz

 

[TheTrickySid]

Did they ask to submit income proof for upgrade?

They usually dont

 

[Sriim]

Did they ask to submit income proof for upgrade?

Nope. I did send my income proof asking for LE though. But there was no response. After waiting for 20 days, I was happy to get the upgrade alone

 

[Sriim]

When was the conversion requested?

October 29, 2024. 1 year after getting the card
Received the card on December 10th

Also could you share the email template in DM plz

Hi,

I've been using my BOB HPCL Energie credit card for 1 year. I'm looking to upgrade my credit card to Lifetime free Premier Credit card. Kindly consider this email as my consent to upgrade my card to Lifetime free Premier Credit card.

Thank you

 

[shashankverma]

SD card is eligible for most of the BoB card online offer. But I noticed that SD Rupay card is not eligible for Big basket BoB card offer. However I had used Big basket BoB offer via SD card 2 months ago.

I have BOB Easy Rupay Physical card and Bigbasket offer isn't working.
Can someone check if it's working for any other BOB Rupay credit card?

 

[Anindya98]

I have BOB Easy Rupay Physical card and Bigbasket offer isn't working.

I used my Easy Visa variant, and it was working.

Can someone check if it's working for any other BOB Rupay credit card?

The offer is not showing for me anymore

 

[shashankverma]

I used my Easy Visa variant, and it was working.

The offer is not showing for me anymore

Anyone with Rupay Credit Card can try?
How can I convert Rupay to Visa?