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BOB World Opulence Visa Infinite Metal Edition Debit Card: A New Addition for the Bank of Baroda HNI Customers

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Bank of Baroda being one of the largest PSU banks, is not falling behind in the current race of introducing "premium features" to their Debit cards as well. BOB has introduced a metal Debit card named World Opulence which is coming with some great features which can only be seen to some of the most premium credit cards out there. It's being offered on Visa Infinite variant. You can check their official website for further informations This Debit card is also coming with a good amount of joining and annual fee which are being the followings:

Joining Fee: Rs 9,500/- (for the first year)
Annual Fee: Rs 9,500/- (from the 2nd year onwards)

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Features & Benefits of the BoB World Opulence - Visa Infinite (Metal Edition) Debit Card:

1. Complimentary Airport Pickup and Drop Service (haven't specified any number)
2. Unlimited International Airport Lounge Visits
3. Unlimited Domestic Airport Lounge Access
4. Complimentary Club Marriott Membership for a year
5. Golf Programme: Complimentary sessions at select Golf courses
6. Health and Wellness benefits - Discounts/Vouchers/Memberships on select brands
7. Complimentary dining benefits and curated experiences at select hotels
8. Offers from Premium Brands: such as Satya Paul, Truefitt & Hill, Brooks Brothers and House of Masaba
9. Room upgrades, late checkouts, complimentary benefits at select hotels, which are a part of the Visa Luxury Hotel Collectio
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Let us know what you do think about this Debit Card
 
Abhi dekha, list toh badhta he ja raha hai -

Credit CardDebit Card
Sr. NoMerchant CategoryMerchant Category
1Mutual fund transactionsWallet Recharge
2Insurance paymentsPayment to charities
3BullionInsurance payments
4Insurance transactionsPayment to mutual funds
5Fund transferFinancial Institutions - Merchandise and Services (Including fund transfer)
6Payment to GovernmentSecurity Broker/Dealer (including Mutual Fund)
7Credit card bill paymentMoney Order -Wire Transfer and other similar services
8Wallet transfer/LoadingQuasi Cash - Customer financial institutions
9Gambling sitesNon - Financial institutions - Foreign currency, Money orders (Not wire transfer) and Travelers cheques and other similar services
10FuelMoney transfer - Member Financial Institutions
11Payment to charities
AAP hi ki kripa hai sahaab😛
 
Is this debit card free/complimentary for RADIANCE customer?
I opened BoB world app to see if i can get a Rupay Select debit card, instead all these Visa cards are showing. I currently hold Rupay platinum DC which came at the time of account opening (normal savings account). Now, I am a RADIANCE customer - hence this curiosity.
 
Is this debit card free/complimentary for RADIANCE customer?
I opened BoB world app to see if i can get a Rupay Select debit card, instead all these Visa cards are showing. I currently hold Rupay platinum DC which came at the time of account opening (normal savings account). Now, I am a RADIANCE customer - hence this curiosity.
N O .
 
1. Have you got a LTF BOB Opulence Debit Card?
2. Relationship for BOB Radiance Account with Bank?
3. Is it a 0 MAB account?
4. Can you please share any pdf or any other document about the Radiance account with us?
1. Yes the card is LTF and issued without any charge
2. Fd of 15L done earlier … in jan 2024 the fd has been liquidated and currently 40k in saving account balance … but still on radiance , not downgraded yet.
3. No not 0 MAB a/c .
4. What kind of documents ?
 
1. Yes the card is LTF and issued without any charge
2. Fd of 15L done earlier … in jan 2024 the fd has been liquidated and currently 40k in saving account balance … but still on radiance , not downgraded yet.
3. No not 0 MAB a/c .
4. What kind of documents ?
How much does a does a bank charge for non-maintenance?
And I mean the Radiance account brochure or anything?
 
How much does a does a bank charge for non-maintenance?
And I mean the Radiance account brochure or anything?
in my case i haven’t been charged anything for non maintenance… my sole purpose was to get this card only and that too LTF … i did not receive any brochure coz my ac was virtually upgraded after 1 month of doing fd … the only change I observe is that the account statement which comes shows bob radiance … rest the RM assigned , got me this card and also alloted a locker for me at 75% concession … these only are the 2 benefits i had utilised since getting into radiance …
 
in my case i haven’t been charged anything for non maintenance… my sole purpose was to get this card only and that too LTF … i did not receive any brochure coz my ac was virtually upgraded after 1 month of doing fd … the only change I observe is that the account statement which comes shows bob radiance … rest the RM assigned , got me this card and also alloted a locker for me at 75% concession … these only are the 2 benefits i had utilised since getting into radiance …
Great..... Your opening cheque amount was ??
 
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