BSBD Account

[firesnake.nik]

I currently hold HDFC, ICICI, BOI, KOTAK and UBI accounts mapped to single phone number. Was planning to open a BSBD account mapped to 2nd phone which will be for emergency usage in case primary is down. Max holdings in this account will be 20k and usage of 1-2 transactions quarterly to keep it active.
So want zero balance zero charges account which only BSBD account will provide.

Banks near to my location
SBI, IDBI and IDFC.
SBI and IDFC BSBD account only gives rupay debit card. IDBI website shows debit card along with cheque book facility.

Not check with SBI or IDBI branch whether they will open BSBD variant without any issues. IDFC Branch officer has no issues opening the pratham savings account variant.

Need members suggestion.

 

[Walter White]

I currently hold HDFC, ICICI, BOI, KOTAK and UBI accounts mapped to single phone number. Was planning to open a BSBD account mapped to 2nd phone which will be for emergency usage in case primary is down. Max holdings in this account will be 20k and usage of 1-2 transactions quarterly to keep it active.
So want zero balance zero charges account which only BSBD account will provide.

Banks near to my location
SBI, IDBI and IDFC.
SBI and IDFC BSBD account only gives rupay debit card. IDBI website shows debit card along with cheque book facility.

Not check with SBI or IDBI branch whether they will open BSBD variant without any issues. IDFC Branch officer has no issues opening the pratham savings account variant.

Need members suggestion.

SBI does not deduct charges for not maintaining MAB anymore. You can open a regular savings account with them.

 

[firesnake.nik]

SBI does not deduct charges for not maintaining MAB anymore. You can open a regular savings account with them.

Debit card is still chargeable

 

[Walter White]

Debit card is still chargeable

Even for Digital savings account, SBI deducts charges for DC.

 

[firesnake.nik]

Even for Digital savings account, SBI deducts charges for DC.

These account have zero charges. only limit is no of transactions. excess transactions are not permitted or charged.

Basic Savings Bank Deposit Account - Personal Banking

Basic Savings Bank Deposit Account - Start saving without any burden of charges or fees with valid KYC documents online in India with SBI.

sbi.co.in

Personal & Corporate Banking | MSME & Agri banking - IDBI Bank

IDBI bank presents Sabka Basic savings account for everyone with Complete KYC (know your Client). We provide best banking services as per your convenience.

www.idbibank.in

Basic Savings Bank Deposit Account Fees & Charges | IDFC FIRST Bank

Click here to find out the complete list of service fees and charges applicable on Basic Savings Bank Deposit Account offered by IDFC FIRST Bank.

www.idfcfirstbank.com

 

[Walter White]

These account have zero charges. only limit is no of transactions. excess transactions are not permitted or charged.

Basic Savings Bank Deposit Account - Personal Banking

Basic Savings Bank Deposit Account - Start saving without any burden of charges or fees with valid KYC documents online in India with SBI.

sbi.co.in

Personal & Corporate Banking | MSME & Agri banking - IDBI Bank

IDBI bank presents Sabka Basic savings account for everyone with Complete KYC (know your Client). We provide best banking services as per your convenience.

www.idbibank.in

Basic Savings Bank Deposit Account Fees & Charges | IDFC FIRST Bank

Click here to find out the complete list of service fees and charges applicable on Basic Savings Bank Deposit Account offered by IDFC FIRST Bank.

www.idfcfirstbank.com

Oh my bad. Even I had a DSA with SBI but had to pay charges for DC. So, I thought.