praful47
TF Ace
Cash withdrawal also works as usual in case with Atm .. branch I am not sure .
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Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Just Closed an Axis Bank BSBDA account from Axis Mobile app.
- Thread starter me_sovon
- Start date
Chhota Bheem
TF Premier
Please share the scheme code for Axis BSBDA (Full KYC / Not small account)
I'd like to downgrade from SBEZY and have 3 credit cards with them. Don't want to close account instead convert to zero balance.
s1t2y3a3m6
TF Ace
SBBSA ! !
Chhota Bheem
TF Premier
Thanks, does everything work like mobile, internet banking and UPI.
Downgrade can be done through email or branch visit required?
mail2jampa
TF Premier
bro can you please share the SCHEME CODE as mentioned in the app
go to accounts-select account- top right three dots - account details - scheme code
and please also share , by seeing latest or last received email statement and confirm me
product type mentioned in statement ( top left corner)
please share asap bro
me_sovon
TF Premier
Brother I have already closed my account.
But if you can wait for a day, I will find the welcome kit , then I will share that
Fintellect
TF Buzz
Kindly share the Link ?
mail2jampa
TF Premier
Sure bro. I will wait.
But you said , you downgraded the account to BSBDA??
Or you directly opened BSBDA??
Bro check your last statment received on your email from axis bank and in top right corner you can see acvount type name please atleast reply me that , until you find kit.
Tq bro for reply
me_sovon
TF Premier
I forgot the user id, so I'm not able to open the pdf.
I will check tomorrow.
And I opened the account directly, didn't downgrade
mail2jampa
TF Premier
Axis has BSBDA account, every bank has with limits.
Yes it has INB and Dc also.
Max they dont open these accounts in banks, unless you given complaint.
But still you want, go to any axis BC point they can open sahaj or BSBDA basing on their software vendor.
Sorry you got my question wrong.
I well aware of bsbda accounts.
I was asking if closure option is there in netbanking.
mail2jampa
TF Premier
That is not user id bro
Just type
If your name is INTIAL NAME and date of birth DDMMYYYY
Then Your password is INTIDDMM
(UPPER CASE OF 4 DIGIT INTIAL+DDMM)
No urgent bro , when ever you are free
but please rember me and Please send it asap.
Tq bro.
mail2jampa
TF Premier
I Am sorry bro , I read other persons and replied to you.
Yes bro, acvount closure option recently enabled , in both app and INB
Go to serbices tab- other- account closure
For some people error is comming
For some people it is succesful with request no and 7 days time, no branch or customer care call, after closure DD is delivered to your registered address.
For some people after request branch personal is calling and holding back by givimg some wavier of old charges. ( bcz if the account varient is ABOVE ezy cat in axis bank, the closure must be accepted by CLUSTER HEAD, but he fucks the branch manager , so branch gives wavier)
Still any doubt , can reply me here
My mom account was burgundy, downgraded to liberty but not maintaining any balance from 4 months. Hope it gets closed.
If they put any minus balance, it can only be closed at branch i guess
mail2jampa
TF Premier
Yes bro, like negative balnce may be one of reason for the error MAY BE)
just try once if you really wanted to close, after transfer the balance.
Branch wont close account for non maintaining, no bank can do that.
As per RBI guidelines ,
Yes So your mom scheme code will be SBLBR under scheme category, generally for this type account closure the manager will F**k himself first bcz he should keep request to cluster head for closing account. So they try to downgrade again to easy account
You conveince him to downgrade it to Basic account, wait for above person to reply the scheme code , actually I have the code but I was waiting for his confirmation to match.
Or if you realy wanted to close, make a complaint they will do it.
My mom can't visit branch. We just opened using vkyc. That's the problem
mail2jampa
TF Premier
Okay very high end problem bro. Off my limits . Which brach or city can you say or dm me.
Let me check any of my ass*** working there.
But yours is now under negative balance??? Or positive
As per rbi guidelines, banks can't put balance below zero.
I think they are ready to catch balance if transfer into it. 😂
Branch is chirala, AP
mail2jampa
TF Premier
See thats the proper lack of understanding the Guidelines.
Negative only for the non maintaince entries will be considered as per RBI guidelines
Remaining charges like Dc AMC, nach failures , all should be paid. (But if manager satisfies he can close the account without asking you to pay).
This is the reason why now pvt banks has changed their methodology in collecting Non maintainence .