Building credit score with add-on credit cards

[Vbhoj74]

Just saw this video:

https://www.youtube.com/shorts/EsHQeQEr5Qk

She is talking about building credit score using add-on cards for someone who never had a card before.

Does this even work ? I've add-on HDFC cards, but did not result with any CBIL score.

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Below Banks/Cards seems to work based on members feedback:

1. BOB
2. ICICI
3. AMEX

 

[pprakash11]

Just saw this video:

https://www.youtube.com/shorts/EsHQeQEr5Qk

She is talking about building credit score using add-on cards for someone who never had a card before.

Does this even work ? I've add-on HDFC cards, but did not result with any CBIL score.

May be HDFC doesn't reports ADD ON to cibil.
BOB does, I've experience from BOB.

 

[anirban.choudhury]

May be HDFC doesn't reports ADD ON to cibil.
BOB does, I've experience from BOB.

Even Amex

 

[Vbhoj74]

May be HDFC doesn't reports ADD ON to cibil.
BOB does, I've experience from BOB.

Cool, that means it does work. Would be helpful if we can build a list of cards that work. Will update opening post.

 

[pprakash11]

Cool, that means it does work. Would be helpful if we can build a list of cards that work. Will update opening post.

I think there was a post of this add on card reporting to cibil.
Haven't seen any update on that thread

 

[Walter White]

Just saw this video:

https://www.youtube.com/shorts/EsHQeQEr5Qk

She is talking about building credit score using add-on cards for someone who never had a card before.

Does this even work ? I've add-on HDFC cards, but did not result with any CBIL score.

-------------------
Below Banks/Cards seems to work as reports by members:

1. BOB

ICICI and Amex also report usage for add on cards to CIBIL

 

[Vbhoj74]

ICICI and Amex also report usage for add on cards to CIBIL

Is it card specific then ? @anirban.choudhury reported above that Amex does not report? (Or maybe he meant it does)

Waiting for someone to confirm on Axis/Magnus.

 

[Walter White]

Is it card specific then ? @anirban.choudhury reported above that Amex does not report?

For Amex Gold, I have both primary as well as supplementary card in my name. Shown separately in credit report.

 

[anirban.choudhury]

Is it card specific then ? @anirban.choudhury reported above that Amex does not report? (Or maybe he meant it does)

Waiting for someone to confirm on Axis/Magnus.

Yes I meant amex does report in Cibil

 

[Vbhoj74]

I think my OP may have been misread. The youtuber is claiming to build a credit score for someone who has only an add-on card, like a student with no income. I'm still not able to google anything that says it's true, all article says the credit is only effected for the primary holder.